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Step 1
Can I afford to loose the monies I have invested ? If the cost is under $ 1000 a person, and this would be no real monies lost to you, then maybe you don't need insurance.
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Step 2
Does my health insurance cover me and my family while traveling out of the country. In many cases, it does NOT ! Call your insurance provider.
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Step 3
Do I know how much it can cost if my family or I had to be emergency evacutated of the ship ? I just heard of a situation of a cruiser who did not have the Trip Cancellation Insurance, and had to choose from $15,000 to Miami or $ 29,000 back home to New Jersey. You guessed it, he chose Miami.
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Step 4
Select Trip Cancellation insurance cover WEATHER, in case you NEVER get to go. This is a great feature to have on a policy, expecially if you are cruising in the winter and your home town has snow ! ASK IF THIS FEATURE IS INCLUDED !
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Step 5
Select Trip Cancellation insurance cover BANKRUPTCY OF A CARRIER. This is a great feature to have on your policy, especially if you plan to buy travel outside of your cruise and want to be covered. ASK IF THIS FEATURE IS INCLUDED !
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Step 6
Select Trip Cancellation insurance allow you to add other travels you have purchased for an additional fee, such as flights, tours, etc ! ASK IF THIS FEATURE IS INCLUDED !
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Step 7
And the latest feature on select Cancellation Insurance ... If you loose your job and must cancel ! ASK IF THIS FEATURE IS INCLUDED !
