How to Check Your Credit Score For Free
These days, your credit score is more important than ever. In order to protect or improve your credit score, it's a good idea to first make sure your credit score lies in a decent range (it should be as close to 800 as possible). It's simple to check your credit score for free - here's how.
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Instructions
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Go to annualcreditreport.com. It is a central site that allows you to check your credit score for free once every 12 months from three companies: Equifax, Experian and TransUnion.
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Select your state from the dropdown box and select 'Request Report'. On the next screen fill out the necessary information (name, birthday, address, social security number, etc.) and continue.
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Select the companies from which you would like reports. You have the option of selecting one or all: Equifax, TransUnion, Experian. They are all free (once per year) so you might as well look at all three. Select the 'Next' button.
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You will be brought to the first company you selected for your credit report. You will have to answer some questions to verify your identity in order to continue through the process.
**When you come to the screen that asks you if you want updates on your credit score, understand that this is not free - you will pay a monthly fee for this service. If you just want to check your credit score for free, select the button that says 'See My Score Once'.
After getting your first credit score report, return back to annualcreditreport.com at the top of the screen and do the same process to check your credit score with the other companies.
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Tips & Warnings
For security, select the box underneath your social security number that will only put the last 4 digits of your social security number on the report.
