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Step 1
Refuse to give out any personal information. Tell the agent it makes you feel uncomfortable. Then let them figure out it. Insurance agents are professionals and can work around their internal systems to give you a car insurance quote.
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Step 2
Ask for a general quote. It can be based on people within your demographics or with your type of car. This kind of insurance quote won’t be completely accurate, but it will get you into the ballpark of what kind of premium you‘ll end up paying.
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Step 3
Give out cryptic information. You can always give the insurance agent slightly altered personal information about yourself to get a quote for car insurance. So take off a couple of years on your date of birth. Change your last name. Alter your street address. You will still be able to get an insurance quote.
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Step 4
Request a quote based on a particular zip code. Zip codes play a big role in how much you will pay for any car insurance premium. So use it only and explain upfront to the agent that it is the only personal information you feel comfortable giving out.
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Step 5
Go online and get an insurance quote. A lot of companies like Geico offer the public access to a system that gives out car insurance quotes. They ask for limited information and are still able to give you quotes.
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Step 6
Ask your neighbor for help. Your neighbor can give you information on his rates. Unless he has had a lot of speeding tickets or owns a car that is really different from yours, your insurance premiums will be about the same. So you’ll have a ballpark figure on what to expect from local insurance companies.
