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Step 1
Before an accident occurs, contact your insurance company to see if they have a ready made accident form that you can carry in your car. Also consider keeping a disposable camera in the glove compartment so you can document the scene and condition of the vehicles if you ever are in an accident.
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Step 2
When an accident occurs, contact the police immediately and call for medical assistance if needed.
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Step 3
Obtain the names, addresses and telephone numbers of any injured persons as well as the owner of any damage property and witnesses to the accident.
***If another vehicle is involved also obtain the make, model, license number and insurance company of that vehicle*** -
Step 4
Do not accept fault for the accident. Only discuss the facts of the accident with police and the insurance companies involved.
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Step 5
And finally, contact your insurance company as soon as possible. They can both provide advice and help expedite the claim process.
Comments
vikki9 said
on 8/21/2008 Interesting article. Thank you.
Gardengates said
on 8/21/2008 All good, useful tips.
krazigirl79 said
on 8/21/2008 LOL! How did I miss that in your first article?! Sorry about the duplication! Great tips! :)
krazigirl79 said
on 8/21/2008 Good suggestions- another tip I would suggest is carry a disposable camera or digital camera in your car (if you don't have a good one on your phone) to take account of damage and location of the accident- try to get a picture BEFORE the vehicles move, in case there later becomes a discrepancy about who is at fault.
01KendraWrites said
on 8/21/2008 Every one should know this information. Thank you