How to Apply for Low Income Housing

Apartment complex.

If you are in need of a place to live and you are either homeless or at or below the poverty level, you may qualify for low income housing in the area in which you live. The application for low income housing can be a grueling one, as to answer some tough questions and the waiting period for obtaining low income housing can take months or even years. If you are in need of finding a home or an apartment for you and your family, it is best to begin the application process as soon as possible. Knowing where to find the right resources and your local Public Housing Agency (PHA) is the first step in the right direction.

Things You'll Need

• Computer with internet access.
• Telephone.
• Pen and paper.
• Transportation.

Instructions

How to Apply for Low Income Housing

1. 

   Turn on your computer and access your internet browser.

2. 

   Go to the public housing site for low income families and select the state in which you live.

3. Examine the list of available agencies and choose the one that is closest to where you live or in the county that you reside in.

4. Gather the contact phone number and contact person and take down all necessary information regarding the agency.

5. 

   Record all pertinent information on a piece of paper for later reference.

6. 

   Pick up your telephone and call the designated number and contact person. Explain that you want to apply for low income housing. Set up an appointment to go in person and complete the application process.

7. Go to the appointment and be sure to bring all financial records and asset information. When the application is complete you will be notified of your eligibility. You may be placed on a waiting list.

Tips & Warnings

• Make sure you have a decent credit history before applying for low income housing as a credit check may be ran to prove your ability to pay your rent or mortgage each month.

• Have accurate financial information on hand at all times for easy reference.

• Avoid websites and companies that are not reputable or require a payment up front, they could be scam artists only out to take advantage of unsuspecting consumers.

Resources

• Low income housing