How to Get AARP Homeowners Insurance

The American Association of Retired Persons offers a host of services and discounts to its membership. Anyone aged 50 or older can join AARP for an annual fee of $12.50 and take advantage of the organization's offerings, including advocacy and wellness information. The AARP boasts nearly 36 million members, the majority of them not yet retired.

Difficulty: Moderate

Instructions

1. Review the various homeowner packages offered by The Hartford on behalf of AARP. Consider features like Lifetime Renewability, Full Value Replacement Cost Coverage and Lifetime Renewability. (See Resources)

2. Check out the site's special section on How To Prepare a Home Inventory List. Get a better idea of the value of the home's contents and the level of insurance required. Use homeowner's insurance to protect against fire, theft, structural damage and flood.

3. Read about Flood Coverage, which is not part of the protection offered by a homeowner's policy. Review the features and benefits as well as ways to save by purchasing this coverage through the AARP.

4. Speak to an agent to discuss policy specifics, insurance needs and rates. Work with the agent to tailor a policy that meets the present and future needs of the household.

5. Join AARP in order to take advantage of discounted homeowners insurance, auto insurance, health insurance, financial and legal advice and other services.

Tips & Warnings

• Visit the AARP web site for membership information. Apply online or phone to request membership information by mail.

Resources

• AARP Homeowners Insurance Site.