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Step 1
Get all your information in order. An insurance agent will need to know about the RV and how you're planning on using it before quoting a price. Know your RV's mileage, VIN number, make and model before contacting an agent.
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Step 2
Find commercial insurance agents. Try looking in your state's independent insurance agent's association, which you can find at the website for the Independent Insurance Agents & Brokers of America (see Resources below).
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Step 3
Discuss your specific needs with several agents. Since you'll be depending on this person in a time of need, make sure to select an agent who is dependable and has a positive reputation in the business community.
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Step 1
Gather information about your business, your RV and its drivers. Before you'll be able to get an accurate quote from an insurance company, they'll need to know all about the vehicle and how it's to be used. Make sure to have the RV's make, model, year, mileage and VIN number handy before contacting a broker.
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Step 2
Find companies that sell commercial auto insurance. Referrals from colleagues can be a helpful tool in locating trustworthy commercial insurance providers.
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Step 3
Get insurance quotes from each of the companies on your list. Since purchasing commercial vehicle insurance can be highly specialized, you won't be able to purchase the policy through the Internet alone. You'll need to contact a company sales broker to receive the most complete rate quote.
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Step 4
Make records of the different quotes you receive. A list or computer spreadsheet can be a great way to keep track of all the information you'll receive. To make sure you're getting the best deal possible, you'll want to make a point-bypoint comparison the rates, deductibles and other information you receive from each company.
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Step 5
Insure your RV by purchasing a policy from an insurance company broker. When you've decided on the policy and the price that's right for you, contact a broker and start the application process.
