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Step 1
Order a free annual consumer credit report online by visiting Annual Credit Report (see link below).
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Step 2
Point your browser to the PDF file in the Resources section to download the mail order form for a report from all 3 agencies. Complete the form and send to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281 -
Step 3
Call Experian at 1-888-397-3742 to request a personal credit report.
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Step 4
Call Experian’s Business hotline at 1-800-520-1221 for business credit services.
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Step 5
Call Transunion’s service at 1-877-322-8228 for personal assistance.
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Step 6
Call 1-800-813-5604 for Transunion's corporate help.
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Step 7
Call 1-800-685-1111 to talk to an agent at Equifax and order a credit report from them.
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Step 8
Call 1-888-202-4025 for the business liaisons at Equifax.
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Step 1
Obtain your credit report. You’ll need one to dispute any charge.
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Step 2
Visit the Experian site (see link below) to dispute a charge on your Experian account or call 1-888-397-3742.
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Step 3
You can write to Experian at:
Experian
P.O Box 9532
Allen, TX 75013 -
Step 4
Contact the Transunion dispute center at 1-800-916-8800 or visit them at the ir Web site (see link below).
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Step 5
Write to Transunion at:
Transunion
P.O Box 6790
Fullerton, CA 92834-6790 -
Step 6
Point your browser to the dispute page at the Equifax Web site )see link below) or call 1-800-525-6285 to reach Equifax.
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Step 7
Send snail mail to Equifax at:
Equifax
P.O Box 740241
Atlanta, GA 30374-0241











Comments
divorcee209 said
on 2/4/2009 TransUnion continue to report information incorrectly though I've provided them with proof.
heatherschulte said
on 7/5/2008 I don't fear the credit reporting beasts, as you put it. The credit reporting agencies simply report the facts as outlined in the Fair Credit Reporting Act. I pay my bills on time and they record that.
cozzo76 said
on 6/5/2008 Hawthorne Abstact Corp is using S.S.numbers without a paper trail. They did this to us. My husband has a rating of over 820 and my sister and brother-in-law have very bad credit. They should not be able to get a $350,000 mortgage on a house they own with my husband. He had no knowledge of. We don't trust your companies if this is possible with you knowing. How reliable are you? We might be losing our own home to these scam artists. It was to be a buyout not a refinancing that is why we know they used my husbands S.S.he is a owner.My name is Antoinette Iannacco,17 Ridgewood Drive,Hockessin,De.19707,iannacco@magage.com 302-239-2749