How to Get the Balance Owed on a Student Loan
The National Student Loan Data System (NSLDS) collects information concerning most student loans for each student who has attended, or is currently attending higher-education courses. The information obtained by the NSLDS includes Title IV fund data. Title IV funds are amounts authorized by the federal government for student aid and include federal student loans and grants. While you do not have to pay back grants, the NLSDS keeps track of your loan balances through frequent updates by your school or loan service provider.
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Instructions
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Navigate to the NLSDS Student Access portal, nslds.ed.gov/nslds_SA/.
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Click the "Financial Aid Review" button.
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Read and accept the security and privacy information notice.
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Read the 128-bit encryption notice. 128-bit encryption enhances the security of your financial data. If you do not have an Internet browser that supports 128-bit encryption, click the link provided on the encryption page to download an updated browser. You may also proceed with your current browser by clicking the "Accept" button.
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Enter your Social Security Number, the first two letters of your last name and your date of birth. You must also provide your federal student assistance PIN. You create a PIN when you first complete a Free Application for Federal Student Aid to apply for educational financial aid. Click "Submit."
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Review your loan balances. The results include the principal amount still owed on each of your loans, as well as any interest charges. Any loan funds dispersed to your schools' office of financial aid are included in your NLSDS account information. Funds dispersed directly to you by private lenders may not be included with your NLSDS account data. To obtain balances from private lenders, contact the lender directly.
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