National Flood Insurance Program Training
Nearly 20,000 communities nationwide volunteer to participate in the National Flood Insurance Program (NFIP). Policies under NFIP provide government-backed insurance coverage to property owners and renters whose real estate is located in areas susceptible to flood damage. Professionals across various fields may obtain training for NFIP services.
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Significance
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As part of the Federal Emergency Management Agency (FEMA), NFIP serves three main purposes: to provide flood insurance to communities to protect the interests of residents, homeowners and lenders; implement corrective and preventive measures through floodplain management ordinances; and to map flood-hazard zones.
Types
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The types of professionals who would be interested in participating in NFIP training include insurance professionals, such as claims adjusters and sales agents; land surveyors and engineers; and real estate professionals, such as mortgage lenders and appraisers who underwrite and inspect for loans on real estate affected by flood hazards, according to FEMA. Insurance agents and lenders may participate in the classroom in three- to four-hour seminars or webinars (online seminars) covering topics such as "Basic Agent" information and "Flood Insurance Essentials," according to FEMA.
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Features
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The Flood Insurance and Mitigation Administration of FEMA manages NFIP and its training. Education for the program features training courses in person and on the web, workshops and nationwide conferences. Claims adjusters may obtain the NFIP-certified designation by attending special workshops held periodically throughout the year. Insurance agents and lenders may attend three- to four-hour seminars at various locations in which they learn the basics and essentials of flood insurance. Instructor-led webinars or online self-study courses are also offered periodically.
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References
- Photo Credit flood image by dinostock from Fotolia.com