Information about Checking & Routing Numbers

Save
Routing and checking account numbers on a check.
Routing and checking account numbers on a check. (Image: Elena Elisseeva/Hemera/Getty Images)

The paper checks you write and other transactions you make with a checking account are identified by a routing number and checking account number. These numbers appear on the lower left of a check. Starting from the left, the first nine digits are the routing number, followed by a non-numeric symbol. Next is the checking account number, which is four to 13 digits long and is followed by another non-numeric symbol and a final string of digits. The last set of digits identifies the individual check.

What the Numbers Mean

Routing numbers are assigned to financial institutions by the American Banking Association. To receive a routing number, the institution must be chartered by the federal government or a state government and be eligible to have an account with a Federal Reserve bank. The routing number identifies the bank, credit union or other financial institution responsible for paying a check or other financial instrument. Routing numbers are used to track transactions and ensure they end up at the right financial institution. The checking account number is assigned by the financial institution. It tells the bank which account funds should be added to or withdrawn from to complete transactions.

Related Searches

References

Promoted By Zergnet

Comments

Related Searches

Check It Out

4 Credit Myths That Are Absolutely False

M
Is DIY in your DNA? Become part of our maker community.
Submit Your Work!