Blue from American Express is a consumer credit card that offers swipe-less technology at participating merchants. No annual fee is charged to cardholders and no interest fees are incurred until six months after the initial purchase date.
People using the American Express Blue card receive one reward point for each dollar they charge. Consumers can redeem these points for restaurant gift certificates, retail store gift cards, magazine subscriptions and recreational activities.
American Express Blue members are able to access to a travel website where they can find low prices on flights and hotels. Members earn additional reward points when they book their travel itinerary through American Express.
Blue card members can report disputes and fraudulent charge purchases and receive identity theft assistance 24 hours a day. American Express also has an emergency card replacement service for lost cards.
American Express Blue card members receive a 90 day insurance guarantee against theft or accidental damage on all their purchases.
Blue card members manage their accounts online or via their wireless devices and are sent a year end statement that summarizes annual charges by spending category.