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What Is HUD Housing?

The Department of Housing and Urban Development (HUD) was created on Nov. 9, 1965, to consolidate a number of federal agencies. HUD is responsible for a variety of federal programs that address America's housing and community needs.

  1. Assisted Housing

    • HUD helps low-income families by providing rental subsidies through Section 8 certificates and vouchers, which help pay the portion of rent that families can't make. This housing program gives families more freedom in choosing where they live. To qualify for rental aid, families must meet income requirements set by HUD, which change each year. Income limits also vary by area.

    Public Housing

    • HUD public housing provides direct payments to Public Housing Agencies (PHAs) and Indian Housing Authorities (IHAs) for housing development and operation, benefiting low-income families. HUD also created the HOPE (Homeownership and Opportunity for People Everywhere) IV program to replace dilapidated public housing.

    Supportive Housing

    • HUD helps the homeless and other special needs individuals by offering grants to state and local governments, along with non-profit organizations, to create temporary transitional housing. Permanent housing grants are also available to aid homeless people with disabilities.

    Housing Opportunities for Persons with AIDS (HOPWA)

    • HOPWA offers housing assistance to low-income AIDS patients in danger of homelessness. The program also helps devise long-term housing solutions for the patients and their families.

    HOME Program

    • The HOME program distributes funds to improve the supply and pricing of low-income housing. The funds are administered through different local agencies, and the amounts are distributed on a formula basis, similar to the Community Development Block Grant (CDBG) program.

    Fair Housing Programs

    • HUD Fair Housing Programs help prevent discrimination in housing through education and enforcement. They investigate and resolve housing discrimination issues, as well as conduct reviews on fund recipients.

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