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  1. eHow
  2. Cars
  3. Car Insurance
  4. Auto Insurance Requirements

Auto Insurance Requirements

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  • Minimum Auto Insurance Requirements

    Auto insurance typically has some minimum requirements that you're going to have to meet to get a policy. Learn about minimum auto insurance requirements with help from an insurance broker in this free video clip.

  • How to Hire a Mechanic From a Tech School

    Hiring a mechanic who is currently a student at a technical school is a good way to help the community and get any work you need done at a discount. Usually, technical schools will offer the services of their student mechanics for free; all you have to do is pay for any parts they might need.

  • How to Learn to Be an Auto Mechanic

    The automotive repair industry is vast and always expanding. As long as there are cars on the road, there is always a necessity for mechanics. The industry splits into two predominant fields: repairs involving the functionality of the vehicle and body or cosmetic work. Learning the trade can open up a wide array of opportunities for the aspiring auto mechanic. It is a skill that will travel; wherever there are cars, this knowledge is valuable. An auto mechanic can work or apprentice at a shop and could even choose to eventually go into business for himself.

  • How to Find an Auto Mechanic That's Honest With Repairs

    At some point nearly every car owner will need to have a car repaired, and the majority feel forced to rely on the mechanic to make an honest assessment of the work necessary to maintain or repair the car. Since most drivers do not have the knowledge or equipment required for anything but the simplest repairs, they need guidance on how to find an honest mechanic. A few simple steps can lead a car owner to that very person.

  • What are the Emission Standards for BMW Motorcycles?

    Being based in Germany, all motorcycle manufactured by BMW are subject to European Emissions Standards (EURO Standards). Despite being a few years behind those regulating cars, emission standards for motorcycles are quickly catching up and becoming increasingly stringent.

  • Florida Car Inspection Requirements

    Many states, including Florida, require annual automobile inspections. These are done in order to ensure highway safety for all motorists. Since these are not mandated by the federal government, some states do not require them. In the state of Florida, automobile inspections are required annually and a small fee is charged. In Florida, emissions testing was abolished in 2000.

  • How to Register Mechanic Problems

    Usually the prescribed work on your vehicle goes as planned and meets with your satisfaction, but sometimes, everything seems to go wrong with a repair including unexplained, mounting bills and your vehicle still not running right. Non-certified mechanics can be the worst offenders when it comes to your getting a repair done correctly or staying within the boundary of the repair estimate and agreement. Missing parts or parts not installed on your vehicle ranks high up on the offender list. A vehicle owner has several options when it comes to registering a complaint against a mechanic or a repair facility.

  • California Fuel & Emission Standards

    Emissions is a term that describes particles and gases released into the air. The term is often used in relation to the gases emitted by cars, the acceptable levels of which are regulated by the state.

  • Can I Test My Car Emissions at Home?

    Cars and trucks stuck in traffic can cause smog, which reduces air quality. For this reason, some states and cities require residents to have their vehicles tested for emissions.

  • Truck Technology Training

    Truck technology training is ideal for individuals who aspire to be diesel service technicians or truck mechanics. Professionals in the field service engines and other parts found within large trucks and construction equipment.

  • Auto Emission Inspection in Massachusetts

    On October 1, 2008, Massachusetts enforced a safety inspection and vehicle emissions testing program. Any vehicle built since 1996 will be required to go through the testing and inspection annually. With growing concern over clean air and climate change, Massachusetts adopted the Vehicle Check Program which has helped to reduce air pollution in the state. Transportation is the leading cause of the combustion of fossil fuels and many states are now requiring stricter emissions testing on their vehicles.

  • NEMA Traffic Signal Standards

    The National Electrical Manufacturers Association is a trade association with 450 member organizations that sets standards for the generation, distribution, transmission, control and end-use of electricity. NEMA works in conjunction with the National Transportation Communications for Intelligent Transportation Systems Protocol to set standards governing traffic signals.

  • How Big a Windshield Crack Can Be Fixed?

    You notice a 6-inch crack in the windshield of your car. A windshield replacement is not possible on your present budget. Can the damaged windshield be repaired?

  • Diminished Value Claims

    Diminished value is the difference between what a car that has been wrecked is worth and what it would have been worth had it never been wrecked, according to Bankrate. This decrease occurs even if the auto is repaired to a good as new condition.

  • Florida Auto Inspection Requirements

    The requirements for vehicle inspection in Florida are far simpler than they were in the past because Florida no longer has laws regulating vehicle emissions. Currently, vehicle inspections only verify that the vehicle being driven is, in fact, the same vehicle that is to be registered. In many cases, such as new vehicle registration and registration renewals, an inspection is not necessary.

  • What Is an SR22 Coverage?

    A Certificate of Financial Responsibility (CFR), more commonly known as an SR-22, is a certificate required by individual states that proves you have auto insurance liability coverage. Most often, it applies to individuals with certain driving violations that make them a high risk. An SR-22 is much more costly than regular auto insurance coverage and if mandated in your state, you will need to purchase it to maintain driving privileges.

  • Legal Mexican Auto Insurance Requirements

    The Republic of Mexico requires all drivers who operate a vehicle in the nation to purchase Mexican auto insurance. Insurance that is purchased in other countries, such as the U.S., may cover repairs to your car but is not valid for any property that you damage if you have an accident in Mexico. You must purchase civil liability insurance to ensure that you won't face heavy fines and jail time if you get in accident during your trip.

  • State of Maine Auto Title Requirements

    Maine offers several classes of title including titles for regular automobiles and warranty titles for specialized categories. According to the Bureau of Motor Vehicles, applications for Maine certificates of title are available through branch offices throughout the state and the main office in Augusta. Mail completed applications, the appropriate fee, and the previous title to one of the locations.

  • Tarrant County Auto Insurance Requirements

    Drivers in Tarrant County, Texas are subject to the Texas Transportation Code 601.051 which forbids people in Texas from operating a motor vehicle without establishing financial responsibility for that vehicle. Texas Transportation Code 601.002(3) defines financial responsibility as the ability to pay for damages arising from the ownership and operation of that motor vehicle.

  • Requirements for an Auto Inspection Sticker in West Virginia

    Auto inspection laws are different from state to state. In West Virginia all vehicles (with very rare exceptions) are required to be inspected yearly. It is very easy to find licensed stations by looking for the logo displayed at garages (verifying them as certified inspection locations) or by simply calling any local garage to ask if they are permitted to perform state inspections. As of March, 2010 the cost for inspection was set at $12.66 including tax.

  • Alberta's Automobile Insurance Law

    Alberta auto insurance laws require each motorist to carry minimum insurance coverage. This coverage should include liability for bodily injury and property damage, medical payments, death and funeral benefits, and disability payments.

  • Nebraska State Requirements for Auto Repossession

    If you take out a loan on vehicle, you agree to make monthly payments on that automobile. If you begin missing payments, you run the risk of losing your vehicle through repossession. Nebraska's state requirements allow the lender to repossess the automobile as long as he follows specific guidelines.

  • Auto Inspection Requirements

    There are a quarter billion vehicles on the road in the United States. Each one is required by law to pass an inspection that deems the vehicle safe for operating. Each state has different requirements that a vehicle must meet to pass the inspection, but the main guidelines remain constant.

  • Why Do Auto Donations Require a Social Security Number?

    Donating that old car sitting in your driveway to charity may be a tax write-off for you, but only if you follow the guidelines and provide the necessary documentation for the tax man. For that, you need to provide your Social Security number.

  • State of New York Auto Insurance Requirements

    As in most states today, individuals who wish to own and/or operate a motor vehicle in the state of New York must obtain and maintain a minimum level of liability insurance from a registered automobile insurance company. This requirement is intended to reduce the number of uncovered accidents and ensure that drivers are properly prepared for the privilege of driving. In lieu of insurance, drivers may also display proof of financial responsibility in form of a bond or other assurance document.

  • Minimum Florida Auto Insurance Requirements

    Driving is not a right, but a privilege. Each state grants you the privilege of driving in return for obeying traffic laws. In Florida, one of the requirements of owning a registered vehicle is that you buy insurance. According to the Florida Department of Highway Safety and Motor Vehicles, the state requires two types of insurance: personal injury protection and property damage liability. This insurance must be carried as long as the vehicle has a current registration, regardless of how often the vehicle is used.

  • Michigan Auto Insurance Requirements for Collision Insurance

    Michigan is a no-fault insurance state. In order to legally drive a motor vehicle in the state of Michigan, a driver must purchase and maintain an auto-insurance policy that contains minimum protections for personal injury, property damage and residual coverage, i.e., coverage that protects people from being sued up to a certain sum of money. Under Michigan's no-fault insurance law, people involved in a collision are covered even if they were at fault for the accident.

  • What Type of Auto Insurance Is Required in Illinois?

    Auto insurance comes in a variety of forms, each providing financial protection under different circumstances. Every state has its own laws regarding required types of coverage and minimum amounts. Illinois only requires drivers to maintain liability insurance to cover injury, death and property damage for accidents in which they are at fault. The Mandatory Insurance Division of the Secretary of State serves as a primary resource for questions regarding mandatory auto insurance.

  • North Carolina State Auto Mobile Inspection Requirements

    North Carolina requires motor vehicles to be inspected annually before that vehicle's registration can be renewed. As of 2010, about 7,500 licensed inspection stations are available in North Carolina, according to North Carolina's Department of Transportation. A safety inspection, as of 2010, cost $13.60.

  • Massachusetts State Auto Inspection Requirements

    The state of Massachusetts requires that automobiles registered in the state be inspected once a year to ensure that they meet federal air pollution standards for emissions of greenhouse gases such as carbon dioxide and nitrogen oxide, as well as cancer-causing agents such as acetaldehyde and benzene. The annual inspection also includes a check of safety features such as windshield wipers and headlights. Massachusetts drivers take their automobiles to state-designated inspection stations where they pay a small fee to have the vehicle inspected. A car that passes inspection gets a dated sticker on the front windshield that affirms the car…

  • What Is Nema H Insulation?

    The National Electrical Manufacturers Association (NEMA) has established four classes to evaluate engine insulation systems. NEMA H insulation provides protection at higher temperatures than the other three classes, which are designated A, B, and F.

  • How to Finance a Chevrolet

    Financing a new or used Chevrolet vehicle can be accomplished through several different avenues. In order to finance a Chevrolet, you must meet certain financial criteria, including credit, insurance and down payment requirements. Depending on the circumstances in which you choose to finance your vehicle, the dealership may handle some of this for you or may require you to provide the required items yourself.

  • How Do I Insure My Teenager?

    Car accidents accounted for the most deaths in the teenage demographic (15 to 24)--3,500 fatalities and 350,000 injuries--in 2008, according to the Centers for Disease Control and Prevention. In addition, teens are responsible for about 30 percent of all car insurance claims and costs, despite representing only 14 percent of the total population. Because of this higher risk, teenagers are much tougher to insure and usually have higher premiums than older drivers.

  • Requirements for Pennsylvania Auto Emission Inspection

    Only cars registered in certain Pennsylvania counties must pass both an annual safety and emissions inspection. These inspections are performed by private garages that have been certified by the state. The emissions tests and requirements vary depending on your region, type of vehicle and date of manufacture. Consult the Pennsylvania Department of Motor Vehicles link in Resources to determine your region.

  • Auto Safety Inspection Requirements

    States have auto inspection requirements in place to keep cars safe on the road. When you take your car in for a routine safety inspection, there are several points that the mechanic will be checking for.

  • Why Is it Important to Have Automobile Insurance?

    According to the National Highway Traffic Safety Administration, there were more than 6 million reported car crashes in 2007. Multi-ton vehicles traveling at high speeds, congested traffic and distracted or impaired drivers all too often lead to accidents that can cause significant bodily and financial harm. Therefore, it's crucial to understand and take advantage of auto insurance policies to protect not only yourself, but also everyone else on the road.

  • Auto Insurance Requirements

    All states have different requirements for what is required by law to insure a vehicle. However, all states do require that driver have some form of auto insurance.

  • How to Build a Truck Show

    Truck owners who take pride in showing off their trucks in public can select from hundreds of auto shows that occur year-round around the country. Shows that feature only trucks include the different types of trucks that can be found on the road, the farm and on the work site, and each class of truck can compete for an award against other similar makes, models, sizes or shapes. Running a truck show requires knowledge of equipment and marketing. Owners will bring their trucks to the show knowing that the judging will be accomplished by knowledgeable fans of trucks and trucks…

  • How to Open an Auto-Repair Business

    For an experienced mechanic, opening an auto repair business is not difficult. But you will also need management, financial and customer-service skills to do it right.

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