The Average Cost of Car Insurance Per Month

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The national average cost of car insurance varies based on who's doing the study. A March 2013 "Forbes" article indicated an annual cost of $1,510, which equates to $125.83 per month. This amount is for full coverage. If you buy liability-only protection, you have much lower premiums.

State Premium Variance

  • Premium averages also vary by state. The Insure website survey current at the time of publication indicated Michigan had the highest state average at $2,551 per year, or $212.58 a month. West Virginia was just below that amount with a monthly premium of $209.83. Ohio boasts the lowest state average at $926, or $77.17 per month. Maine drivers paid an average of $80.33 each month, and New Hampshire drivers paid $81.92.

References

  • Photo Credit Ingram Publishing/Ingram Publishing/Getty Images
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