Health insurance helps to pay for medical procedures through premiums that are paid by groups or individuals to protect against high or unexpected health care expenses. Discover how health insurance works and what options are available with tips from an insurance broker in this free video series on health care and finances.
The term health insurance is generally used to describe a form of insurance that pays for medical procedures. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis or by individual consumers, yet in either scenario, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected health care expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.
In this free video series, an insurance broker discusses health insurance; the different types of health insurance, how health insurance works and what is covered with health insurance. Discover how PPO insurance works, how to get health insurance after being disabled at work and whether or not health insurance covers psychologist visits. With these tips on health care and finances, anyone interested in receiving health insurance, or anyone who already has health insurance, should be better informed about their benefits.
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