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How to Get Comprehensive Car Insurance for Driving Abroad

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By Cameron Easey
eHow Contributing Writer
(0 Ratings)

If you're driving abroad, know that most countries have mandatory coverage requirements and proof of insurance regulations that can be met by obtaining a green card. If you're an expatriate, you'll need to follow your new country's auto insurance laws. Most European countries provide what's known as an international automobile insurance policy.

    Green Card

  1. You'll need a green card to prove that third-party liability coverage exists. Green cards are issued by European auto insurance companies. This system was developed to protect residents when injured in an accident caused by a visitor from another country.
  2. Third-Party Liability

  3. Third-party liability covers bodily injury and property damage sustained by another person or driver. It is required when you're driving abroad. Purchase it from any company that sells an automobile insurance policy. Basic third-party coverage will allow you to drive in any European country.
  4. Car Rentals

  5. You'll receive third-party insurance when you rent a car. Most European countries will not allow a vehicle to be rented without it. Some countries have a coverage maximum; others don't. Add more insurance for a rental if necessary.
  6. Breakdown Coverage

  7. Policies purchased in Europe may not always come with breakdown coverage. It provides basic roadside assistance and towing. It can be purchased with more comprehensive options such as repatriation back to your home country.
  8. International Automobile Insurance

  9. You may need an international automobile insurance policy for extensive travel abroad. Check each country's laws.
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