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Eligible parties for LINK cards include members of low income households, the unemployed and single mothers with kids. Individuals should contact a local Illinois Department of Human Services Office to inquire about eligibility. Generally speaking, a one-person household cannot exceed a monthly income of $1,127 per month or $2,000 in total assets ($3,000 if the person is 60 or older). For a two-person household, total income must be below $1,517 per month with total assets at $2,000 (or $3,000 if at least one household member is other than 60).
In order to receive a LINK card, eligible parties must present a number of documents, including Social Security cards, proof of income and proof of address to their local human services office. A case worker will then be appointed and can walk the individuals through the LINK card process. In order to formally apply for the card, interested parties will need to fill out an application for the card. - After the LINK card is obtained, it must be activated with a unique pin number. This will allow the recipient to both use the card and check his balance. More than 9,000 retailers accept the LINK card (signs are displayed in the windows of participating stores). To use the card, simply swipe it through the store's designated machine. The card can also be used at automated teller machines to claim cash benefits. Those eligible can make two cash withdrawals per calendar month for free. For each additional transaction, users must pay $1 per withdrawal. Balances can also be checked at ATMs with two free uses per month (50 cents per each additional use). The LINK card must be used regularly--at least once approximately every two months--or a hold can be put on the account by the Department of Human Services.
- The LINK card was implemented both to save money on the cost of printing food stamps and to provide its users with a way to use this government service in a more discreet manner than having to publicly give tellers specially marked coupons.
