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Don't wait until an accident to find out about car insurance coverage. Make sure to get the right amount of car insurance coverage with the tips in this free video series on financial planning from a licensed insurance agent.
There are 28 videos in this series:
The different types of car insurance include personal injury protection, and property damage and collision; all are wise investments. Learn how to choose a car insurance deductible, which determines how much a driver will pay before the insurance takes over, in this free video on financial planning from a licensed insurance agent.
Many body shops have contracts with car insurance companies that allow them to deal directly with the claims adjuster. Find out how to work with a claims adjuster to determine the insurance settlement on an accident in this free video on financial planning from a licensed insurance agent.
Immediately after a car accident, drivers should call the insurance company to alert a claims adjuster to the accident; the adjuster can then begin work on the paperwork related to the claim. Get a car insurance claim settled as fast as possible by following the steps in this free video on financial planning from a licensed insurance agent.
Comprehensive car insurance covers property damage to a car caused by something other than a collision, such as a falling tree or a rock slide. Find out how to beef-up car insurance coverage to include acts of nature in this free video on financial planning from a licensed insurance agent.
Car insurance for teenagers can be very expensive because of the risk and exposure associated with this age group. Parents can include teenagers on their car insurance policies or let their children pay for separate policies. Find out more about the options for purchasing auto insurance for teens in this free video on financial planning from a licensed insurance agent.
When calculating a deductible for a car insurance premium, remember that the higher the deductible the lower the premium, so get an insurance agent to calculate premiums for a variety of different deductibles to find an affordable rate. Figure out how much to spend on auto insurance categories such as personal injury and collusion in this free video on financial planning from a licensed insurance agent.
When choosing car insurance, figure out a monthly budget to decide on how much to spend for personal injury protection, property damage, uninsured motorist and collision coverage. Determine how much to spend to lower car insurance deductibles in this free video on financial planning from a licensed insurance agent.
The difference between low-cost car insurance carriers and premium carriers is often the quality of customer service, though all insurance companies have to provide a minimum level of service to all insurance carriers. Choose an insurance company by meeting with an agent in person to ask questions regarding policy coverage and costs according to the advice in this free video on financial planning from a licensed insurance agent.
Use the Internet to compare car insurance rates or call the toll-free numbers of the insurance companies to talk directly with a company representative, but be sure to get a final quote on paper before making the final decision. Make sure car insurance estimates include the same level of coverage when choosing an insurance company with the advice in this free video on financial planning from a licensed insurance agent.
The first thing to do when dealing with another person's insurance company is get that person's insurance card and copy down the information so it will not be forgotten after the traumatic situation surrounding the accident. Find out the importance of filing a police report when making an insurance claim on another person's policy in this free video on financial planning from a licensed insurance agent.
The amount of car insurance a person needs depends on the coverage level they want for different categories, such as personal injury protection and property damage, as well as their budget and the value of the car. Find out tips for calculating the amount to spend on car insurance, such as working out a monthly budget, in this free video on financial planning from a licensed insurance agent.
When looking for the right car insurance company, consider an independent agent who works with many different carriers and can therefore offer many different quotes. Find out how an insurance agent can save money for a customer by selecting the right coverage and deductibles in this free video on financial planning from a licensed insurance agent.
Find cheap car insurance by comparing rates of many different carriers. The minimum basic coverage should always include personal injury protection and property damage coverage. Find out tips for saving money on car insurance by comparison shopping in this free video on financial planning from a licensed insurance agent.
The types of car liability insurance include collusion, which covers driving accidents, and comprehensive, which covers damage to a car when the driver is not inside of it, such as trees, rocks or hail. Figure out how to decide on the deductible for liability auto insurance coverage with the tips in this free video on financial planning from a licensed insurance agent.
A driver's current car insurance carrier will check driving records periodically, but when a driver applies for a policy with a new carrier, that company will get a Motor Vehicle Report (MVR), which lists tickets and accidents in this past few years. Tell an insurance agent the details of past accidents and tickets when signing up for a new policy with the advice in this free video on financial planning from a licensed insurance agent.
The easiest way to get car insurance for teenagers is to add them to their parent's policy, but remember that sport cars can be very expensive to insure in this age bracket. Find out the most inexpensive way to insure a teenage driver in this free video on financial planning from a licensed insurance agent.
A great way to save money on car insurance is to pay a visit to an agent and ask about policy and premium options, but make sure the new policy includes the basics such as property damage, uninsured motorist coverage, bodily injury coverage and collision coverage. Meet with an insurance agent and save money on coverage by asking the questions in this free video on financial planning from a licensed insurance agent.
The color of a car does not affect the insurance premium for the driver of that car. Learn about factors that do affect the insurance rate of a car, such as the make and model, in this free video on financial planning from a licensed insurance agent.
Alert an insurance company about a stolen car by immediately calling the toll-free company number and the direct number of the driver's agent; don't forget to call the police as well. Find out the procedure for reporting a stolen car to an insurance company in this free video on financial planning from a licensed insurance agent.
Some car insurance companies cover accessories such as rims and stereos, some do not. The best way to determine coverage is to call an agent and discuss coverage with them. Learn how to determine the coverage limits of a car insurance policy in this free video on financial planning from a licensed insurance agent.
Get a separate policy for a collectible or custom car, and provide the insurance agent with the vehicle identification number (VIN) of the car so that the insurer will be able to determine a value for the car. Find out how to insure a collectible or custom car, and whether or not this car is covered on an existing policy, in this free video on financial planning from a licensed insurance agent.
In order to save money on car insurance, check with an agent about eligibility for military discounts, homeowners discounts or the discount available to drivers with good credit. Find out how a car insurance agent can save drivers money on insurance rates with a variety of credits, in this free video on financial planning from a licensed insurance agent.
To cancel car insurance after selling a vehicle, call your insurance agent. To avoid surprise claims on your policy by the new owner, make sure to turn the license plates of the car into the motor vehicle department when the car changes ownership. Find out how to avoid bogus insurance claims on an old vehicle in this free video on financial planning from a licensed insurance agent.
Check the car owner's insurance policy to determine the coverage levels for guest drivers; often the policy will only cover extra drivers for a set period of time. Learn how to determine if other drivers are covered to drive your car in this free video on financial planning from a licensed insurance agent.
To renew a car insurance policy or check on the renewal date, talk to an agent or set up an automatic policy renewal, which takes the premium directly out of a bank account. Make sure to keep car insurance coverage from lapsing with the professional advice in this free video on financial planning from a licensed insurance agent.
Car insurance helps to cover the cost of car repairs after an accident as well as medical bills stemming from an injury suffered in an accident. Insurance companies and independent agents offer a range of options in areas such as personal injury protection, property damage and collision coverage. Drivers can choose the amount of the deductible, which in turn determines the cost of the policy. A higher deductible translates to lower policy rates, but means the driver must pay more in the event of an accident. In this free video series on car insurance, an experienced insurance agent discusses how to purchase various types of insurance, such as collision and liability, and offers suggestions on how to determine coverage needs, as well as how to save money on auto insurance. Wondering how to get coverage for teenage drivers? Don't know if those new rims or that new stereo is covered? Watch this free video series and become a more informed policy holder.
James Burrows James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance and auto insurance. Burrows has been a licensed agent since 1982 and has also been a financial planner.dkdk
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