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Personal finance and money management should be on the mind of those who wants their money to work for them. Organize and manage mutual funds and investments, and understand more about loans and refinancing with tips from a finance expert in this free video.
There are 25 videos in this series:
Refinance is a secondary market term in the mortgage business for when a rate is expired and the borrower must renegotiate the loan. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Fixed rate mortgages will normally be the lowest rate that is available on a property. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Refinancing is a good idea when an interest rate drops more than a point and a half. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
The most primary reason to refinance is that the mortgage payment under the new mortgage would have a lower interest rate. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Refinancing a house is a very big decision that should only be done if it is a financially sound decision. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Refinancing a house is a very big decision that should only be done if it is a financially sound decision. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Refinancing a house is a very big decision that should only be done if it is a financially sound decision. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Noticing a drop in interest rates and then making the decision to refinance are the first steps in refinancing a house. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Refinancing is renegotiating a bank loan at a lower interest rate for a given period of time. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Refinancing involves being keenly aware of prevailing rates and terms in the marketplace. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
Annual percentage yield (APY) is what the lender makes off a loan as profit after expenses within a year. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
High-yield daily interest is a marketing term that banks and financial institutions use to draw investors into the branch to deposit money. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
Banks use high-yield interest savings accounts to draw people to lend their money at higher interest rates to other individuals to make a profit. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
A yield is profit made by financial institutions from loaning deposited monies to other individuals at a higher annual percentage yield (APY) than they pay on the deposited money. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
High-yield dividend stock works just as stock dividends do and are given to the investors as a thank you to help draw in more investors. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
Banks use high-yield online savings accounts because they have less overhead cost, as well as to draw people to lend their money at higher interest rates to other individuals to make a profit. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
The more money banks have and are able to lend the higher yield they can get back. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
A great high-yield safe investment is an annuity from an insurance company, because they offer a higher rate of return than banks. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
Home improvement loans are good investments for banks, because real estate is a good form of financial risk for creditors. Understand why banks find real estate to be a good risk and why good credit matters less when a loan is for property with tips from an experienced financial adviser in this free video.
Home loans are good investments for banks, because real estate is a good form of financial risk for creditors. Understand why banks find real estate to be a good risk and why good credit matters less when a loan is for property with tips from an experienced financial adviser in this free video.
Loan consolidation is a great way to get out of debt faster, because everything is together in one lump payment and sometimes some of the debt can be forgiven. Pay off debt faster by consolidating loans and credit cards into one payment with tips from an experienced financial adviser in this free video.
Merchant accounts are a necessity in today's business world, because credit cards are a universal form of payment now. Make sure to fully understand merchant accounts, their fees and the processes with tips from an experienced financial adviser in this free video.
Merchant accounts have transaction and yearly fees but are very important for taking credit card payments for businesses. Get the best rate on merchant accounts with tips from an experienced financial adviser in this free video.
Merchant accounts are a necessity in today's business world, because credit cards are a universal form of payment. Understand merchant accounts, their fees and the processes with tips from an experienced financial adviser in this free video.
Money market accounts are a less liquid form of high-yield savings account. Although they have a higher-interest rate, there are penalties for excessive withdrawals. Choose the most logical form of savings account or money market account that will allow for smooth business transactions or life experiences from an experienced financial adviser in this free video.
Finance, whether personal or corporate, refers to money management. By creating a personal budget and managing money, one can organize personal finances to avoid debt caused by frivolous spending. When a surplus of money is formed, investing is an option that makes money work harder. Investing varies from low-risk certificates of deposit to high-risk stocks. Being smart with money can create a healthy savings for the future or retirement. This series of free videos offers expert advice on creating a budget for personal finances. Figure out where the money's going, and it will be easier to get spending under control. Learn how to divide spending into distinctive categories, like housing, utilities, food, medical expenses, transportation, investments and more. Once you've defined what type of spender you are, you can analyze cash flow, and create and maintain a budget. While none of these free videos will help you earn more, the advice offered should help you spend money more wisely.
Patrick Munro Patrick Munro's affinity for investing and financial matters began more than 20 years ago with business education and service throughout the ranks of the banking, insurance and brokerage industries. His goal for providing personal service to the senior market began in 1997 after relocating his family to Wilmington, N.C., and the founding of NorthStar Financial Advisors. Munro provides highly personal service to clients all over North and South Carolina, helping them to identify tax savings through various safe financial products and utilizing the various tax strategies available to seniors to protect their assets. In addition, Munro helps many clients eliminate the financial threat of long-term care and offers ways to avoid the unnecessary difficulties of probate court. He is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.dkdk
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