Credit & Loans: Video Series

Protecting oneself from identity theft may require the use of several services that can alert a person to identity theft, and indemnify them for restoring their credit. Use LifeLock or Life-Link to protect against identity theft with help from a financial adviser in this free video on credit cards and identity theft.

The ability to obtain a personal loan after bankruptcy depends on the type of bankruptcy that a person has had, such as Chapter 7 or Chapter 13. Find out why it's easier for a person to get a loan is they've had a Chapter 7 with help from a financial adviser in this free video on personal loans and bankruptcy.

In order to apply for a Visa credit card, a person can simply fill out an application online or go to a bank. Discover why a person will have to sign for a company to access their credit reports with help from a financial adviser in this free video on credit cards.

Bankruptcy cannot be removed from a credit report unless it was erroneous, and typically, it takes seven to 10 years for a bankruptcy to disappear from a credit report. Discover how foreclosures can also damage credit reports with help from a financial adviser in this free video on credit scores and bankruptcy.

When trying to pay off a vehicle loan, a person must weigh the cash that they have available against their ability to pay for all of their bills. Discover how someone can take cash out of their home to pay off a car loan with help from a financial adviser in this free video on car loans.

In order to understand when a bank can foreclose on a house, it's important to understand the difference between mortgage states and deed of trust states. Find out how deed of trust states have banks with a greater ability to foreclose than mortgage states with help from a financial adviser in this free video on foreclosure.

Charge cards are the sub-prime version of loans in the U.S., meaning that the money used for charge cards comes from the same place as sub-prime mortgages. Learn about the lack of security involved with charge cards with help from a financial adviser in this free video on charge cards.

Once a person is 30 days past due on their home payments, the lender immediately has the option to demand a full payment. Find out why foreclosures happen more quickly when less money is owed with help from a financial adviser in this free video on foreclosure.

When closing a bank account, a bank will often have the account holder write a letter as a way to protect them from identity theft. Discover how most banks require a written signature to close a bank account with help from a financial adviser in this free video on bank accounts.

Bill consolidation can be a good idea in that it will provide temporary assistance, but it is not a permanent solution. Find out why a person must change her spending habits to get rid of debt with help from a financial adviser in this free video on bill consolidation.

After filing for bankruptcy, most people will be able to get a secured credit card, as long as the bankruptcy was a Chapter 7. Learn about reestablishing credit by paying off a small item with help from a financial adviser in this free video on loans and bankruptcy.

A Visa card is a brand of credit card that is typically offered by banks that offer both Visa and MasterCard. Discover why there are few differences between Visa cards and other, similar credit card brands with help from a financial adviser in this free video on credit cards.

Typically, young people aren't as responsible with credit than older people, so it's important for students to learn about the ups and downs of the process before using their own credit card. Learn about the potential mistakes that a student can make with a credit card with help from a financial adviser in this free video on credit cards.

Short-term loans can be difficult to deal with if an individual does not read the terms and conditions closely. Discover the length of time that short-term loans usually encompass with help from a financial adviser in this free video on short-term loans.

The differences between short-term loans and long-term loans start with the fact that interest rates on long-term loans will be higher than those on shorter loans. Find out why a person doesn't need large, long-term loans with help from a financial adviser in this free video on loans.