Credit Scores & Reports: Video Series

There is no fast way to build good credit, but paying off a long-term loan over several years and getting a secured credit card will help improve credit scores. Make prompt payments on all loans and credit cards too boost credit scores with advice from a certified financial consultant in this free video on credit counseling.

A credit bureau is a private company in the United States that tracks and records credit and financial data for individuals in order to give the information to different clients. View and dispute reports from credit bureaus with tips from a certified financial consultant in this free video on credit bureaus.

Correct a credit rating by getting copies of credit reports from each credit bureau, checking the reports line by line and writing a letter of dispute to each of the credit bureaus. Send dispute letters by registered mail to the credit bureaus with instructions from a certified financial consultant in this free video on credit ratings.

Get a better credit rating by paying all bills and loans on time, keeping outstanding debt within reason and avoiding having too many inquiries into your credit. Have four good lines of open credit to get a better credit rating with tips from a certified financial consultant in this free video on credit ratings.

Start building good credit by setting a realistic budget, getting a secured credit card through the local bank and applying for a few, select department store credit cards. Only get credit cards that will be paid off each month in order to build good credit with advice from a certified financial consultant in this free video on credit counseling.

A good credit score is important for students because it will help to get a better loan rate for private student loans, it sets a good life patterns, and it helps with refinancing loans after school is over. Understand the value of money and the importance of credit ratings with help from a certified financial consultant in this free video on credit scores.