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Compute interest by figuring out what type of interest is being earned or charged, taking the amount of money on loan and dividing that number by the number of payments. Find out why compound interest is the best find of interest for an investor with information from a registered financial consultant in this free video on interest rates.
Save money on prescriptions by checking the Internet for discount pharmacies, or by going to the Canadian or Mexican border for prescriptions. Beware of scams and bad medications from Internet or foreign pharmacies with advice from a registered financial consultant in this free video on saving money.
Get temporary financial help by asking relatives for loans, selling personal assets or taking out a temporary loan. Avoid taking temporary loans from banks or relatives unless you anticipate getting back on your feet relatively quickly with advice from a registered financial consultant in this free video on personal finance.
Check a credit score free online by visiting MyFICO.com or MyFreeFICO.com, filling out the appropriate information and browsing the credit information. Identify fraudulent activity on a credit report with help from a registered financial consultant in this free video on credit reports.
Raise your FICO score by paying bills on time, lowering debt-to-credit ratios and keeping a steady job. Notice an improvement in credit scores after fixing problems within two and six months with insight from a registered financial consultant in this free video on credit scores.
Rent an apartment after bankruptcy by being honest with the landlord about the situation, paying an increased damage deposit and paying an additional month's rent. Consider moving in with another person who does not have credit problems with advice from a registered financial consultant in this free video on bankruptcy.
Refinance an automobile when the interest rates are at least 2 percent lower than what is currently being paid. Avoid refinancing over a longer period of time than is appropriate for the age of the vehicle. Consult a lending institution for more information on car loan refinancing with advice from a registered financial consultant in this free video on auto loans.
Patrick Munro Patrick Munro's affinity for investing and financial matters began more than 20 years ago with business education and service throughout the ranks of the banking, insurance and brokerage industries. His goal for providing personal service to the senior market began in 1997 after relocating his family to Wilmington, N.C., and the founding of NorthStar Financial Advisors. Munro provides highly personal service to clients all over North and South Carolina, helping them to identify tax savings through various safe financial products and utilizing the various tax strategies available to seniors to protect their assets. In addition, Munro helps many clients eliminate the financial threat of long-term care and offers ways to avoid the unnecessary difficulties of probate court. He is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.dkdk
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