Investing & Money Management: Video Series

To invest money, develop a firm household budget, pay yourself first, and make sure other expenses are paid before using money for investments. Invest more money when it becomes available with advice from a registered financial consultant in this free video on investing.

Knowing how much a timeshare is worth before selling it requires contacting the resort owner about recent sales, considering the season and hiring a Realtor to help find the prevailing rates for the timeshare. Contact companies that do timeshare evaluations with help from a registered financial consultant in this free video on timeshares.

A check must be endorsed before it can be deposited so that the bank knows that the person depositing the check is the person who owns the bank account. Find out how endorsing a check completes the cycle of accounting at the bank with information from a registered financial consultant in this free video on banking.

Frugal living involves make decisions that require the least expenditure of money, time or energy. Cook dinner instead of going out, and walk instead of drive to nearby locations in order to live a frugal life with help from a registered financial consultant in this free video on money management.

Motorcycle loans are similar to car loans and have similar interest rates. They generally require good credit and may require a down payment on the vehicle. Consider saving up money to buy a motorcycle with cash using advice from a registered financial consultant in this free video on auto loans.

While credit card companies do send out instant approvals, applications still need to be filled out, and people are not actually instantly approved. Avoid the scam of instant approval credit cards with help from a registered financial consultant in this free video on credit cards.

Car loan amounts and interest rates are based on the credit rating of the borrower and the cost of the car being purchased. Speak with a car dealer or financial institution to discuss car loans with tips from a registered financial consultant in this free video on auto loans.

Accumulated depreciation does not go directly on a balance sheet, but it is included in a financial statement called a depreciation schedule or appreciation schedule. Calculate accumulated depreciation based on the costs basis of the asset and the amount of time held in the asset with instructions from a registered financial consultant in this free video on finance.

To invest in shares, contact a discount brokerage service over the Internet, or meet with a financial adviser to discuss risk tolerance and investment choices. Research different companies before investing money in a certain share with advice from a registered financial consultant in this free video on investing.

To make thousands of dollars per month with self-funding investment accounts, take part of the principal investment, and put it into a deferral annuity. Use the rest of the principal to invest in an immediate annuity that will pay on a monthly basis. Use the monthly payments to add to the deferred annuity with instructions from a registered financial consultant in this free video on investing.

Anonymous credit cards are purchased for a set spending limit and can be used to help rebuild credit. Purchase an anonymous credit card from an accredited vendor with advice from a registered financial consultant in this free video on credit cards.

Carbon credits are gained by companies and manufacturers that use environmentally friendly forms of production and produce environmentally friendly products. Find out how the government monitors carbon credits in an effort to reduce emissions and fossil fuel dependency with information from a registered financial consultant in this free video on carbon credits.

Individuals can be exempted from paying health insurance co-pays if they are the victim of a car accident that was not their fault, or if the individual is an executive who is compensated for their medical co-pays. Learn about the standard fees charged to a person when visiting the doctor with information from a registered financial consultant in this free video on health insurance.

Invest money by yourself by developing a stable household budget, making sure there is money available for investing and assessing your risk tolerance. Match investments to risk tolerance with help from a registered financial consultant in this free video on investing.

Credit card processing companies charge a fee for vendors to run credit cards at a business, which is why it is important to check the reviews for different credit card companies on a regular basis. Find competitive rates on credit card processing with help from a registered financial consultant in this free video on credit cards.

Bankruptcy can be filed if a person is married in ways that may or may not affect the credit rating of the spouse. A spouse can be sheltered from the effects of bankruptcy only if the spouse has not signed up for joint credit agreements. Hire a bankruptcy attorney for information on filing bankruptcy with insight from a registered financial consultant in this free video on bankruptcy.

Avoiding credit card debt is important for keeping your credit rating as high as possible in order to get approved for home and car loans. Pay off credit cards fully, and make sure interest rates are low with advice from a registered financial consultant in this free video on credit debt.

Building corporate credit without using personal credit requires creating a business with an EIN number, opening a small line of credit with a retail company, paying bills on time and building up a history of good credit. Start a bank account for a company with instructions from a registered financial consultant in this free video on business credit.

Personal checks will expire if the information, including the name or address, are no longer correct for the owner of the bank account. Keep the bank up to date on current portfolio information with tips from a registered financial consultant in this free video on personal checks.

A short-term loan is a loan that will only be needed for a period of less than a year, or even less than a month. Find out about short-term and pay day loans with information from a registered financial consultant in this free video on personal loans.

Bank credits are when an individual or company makes a deposit to a bank account, while a bank debit is when money is withdrawn from an account. Avoid overdrawing on a bank account with advice from a registered financial consultant in this free video on bank accounts.

The pro of auto refinancing is that a lower rate will be paid on the loan, but the main con is that the car is getting older and less valuable. Refinancing may also lead to paying more interest on the loan. Avoid refinancing a car loan unless the interest rates are at least 2 percent different with tips from a registered financial consultant in this free video on auto loans.

An intermediate-term loan is a loan that has a payback period of seven to 10 years. Clean up a long-term loan portfolios, and open up current lines of credit for more activity by applying for an intermediate-term loan with advice from a registered financial consultant in this free video on personal loans.

Invest money in a share market by researching different investments through the Internet or with help from an adviser, and making sure your household budget can afford investing risks. Use excess money in the budget to buy shares of a company with tips from a registered financial consultant in this free video on investing.