Investing & Money Management: Video Series

There are a number of investing principles that an individual should follow in order to be successful, and these include setting objectives, staying in familiar industries and paying attention to changes in law and tax law. Discover what the rest of the 10 principles of investing are with help from a portfolio manager in this free video on money management and personal finances.

The best way to save money is at a business or place of employment through a 401K plan or a pension plan. Learn about the effect of saving money that is tax-free over a multi-year period with help from a portfolio manager in this free video on money management and personal finances.

When managing brokerage accounts online, a person gets to see a great deal of data, including what they own and capital gains and losses. Find out why it's important to print out a list of what is owned through an online brokerage account with help from a portfolio manager in this free video on money management and personal finances.

When opening an investment club under a joint account, remember that a large amount of accounting will need to be done to organize the varying percentages of different owners. Get tips on organizing an investment account individually with help from a portfolio manager in this free video on money management and personal finances.

When beginning to invest in stocks, remember to stick with familiar companies or products, and think about the tax consequences of what is being done. Learn not to be afraid to cut and run when investing in stocks with help from a portfolio manager in this free video on money management and personal finances.

A balance transfer rate is the rate that is offered by a company wanting an individual to switch their credit card balance. Find out how balance transfer rates often increase with help from a portfolio manager in this free video on money management and personal finances.

Checks and balances are used in governments and corporate environments to make sure that one branch doesn't get too much power. Learn about the different goals and objectives of various parts of a company with help from a portfolio manager in this free video on money management and personal finances.

Investment accounts can be set up in the name of a minor, although their guardian retains the rights to buy, sell or remove money from the account. Teach kids about investing by guiding them through the process with help from a portfolio manager in this free video on money management and personal finances.

After purchasing a money order, a check is drawn on a bank or company, so that company needs to be advised if credit was not given. Discover why it's important to think of a money order as a check with help from a portfolio manager in this free video on money management and personal finances.

There are a number of books and programs that a person can read in order to learn about wealth management, and some of these seminars are put on by large banks or stock brokerage firms. Learn about risk and mix of assets in wealth management training with help from a portfolio manager in this free video on money management and personal finances.

One of the easiest ways to increase cash flow is by transferring a credit card balance from one bank to another bank that has a lower interest rate, often known as a teaser rate. Learn about how teaser rates will most likely increase after the first couple of months with help from a portfolio manager in this free video on money management and personal finances.

A person with an IRA account may have a custodian, which refers to the place that holds the money. Find out how custodians can set up rules for what a person can and cannot do with their money with help from a portfolio manager in this free video on money management and personal finances.

An offer in compromise will often come into effect when a person owes the IRS a great deal of money, and this will allow the IRS to get their money. Discover how to stretch out a payment plan, or get a lower interest rate on taxes owed with help from a portfolio manager in this free video on money management and personal finances.

A bank reconciliation statement means that a person is carefully tracking the cash flows in and out of their business compared to what actually happened. Review transactions electronically with help from a portfolio manager in this free video on money management and personal finances.

Bank CDs, or certificates of deposit, are notes that say that a person is owed a specific amount of money back at some point in time, in addition to a rate of interest. Discover ways in which CDs differ with help from a portfolio manager in this free video on money management and personal finances.

An RMD, or required minimum distribution, refers to the amount of money that a person must withdraw from their IRA account at a certain age. Learn about RMD requirements and how they affect the federal government with help from a portfolio manager in this free video on money management and personal finances.

An SIC code, or security identification code, is what lumps businesses that are in general groups together during tax returns. Discover how government statistics on health of industries are broken down by SIC code with help from a portfolio manager in this free video on money management and personal finances.

Certificates of deposit can come with penalties if a person decides to withdraw money sooner than the agreed upon ending date. Learn about CDs that don't have penalties with help from a portfolio manager in this free video on money management and personal finances.

A Federal Reserve Note is issued by the Federal Reserve Bank in a given region, and they are used for exchange between the federal government and the banks in their district to create or reduce liquidity. Find out how Federal Reserve Notes have higher priority for payout than currency with help from a portfolio manager in this free video on money management and personal finances.

The stock exchange is a place where people trade securities, and this can be done between two people, two computers or 100 computers. Learn about the modernized stock trading system used in Shanghai with help from a portfolio manager in this free video on money management and personal finances.

Short-term loans usually come with a heavy price tag because although they mean that a person can get money quickly, the rates of interest are very high. Find out how interest rates for short-term loans can be as high as 30 percent with help from a portfolio manager in this free video on money management and personal finances.

Every time a mortgage is foreclosed on, the value that the house will sell at will be less than if the mortgage hadn't been foreclosed. Find out how mortgage foreclosures diminish the value of banks' balance sheets with help from a portfolio manager in this free video on money management and personal finances.

When setting up annuities, identify the annuity company to buy an annuity from, figure out when to get the money back, and tell the company what to do with the money. Think about the beneficiary of the annuity when setting up annuities with help from a portfolio manager in this free video on money management and personal finances.

If a person owes the IRS money, they may consider entering into an offer of compromise, which is an agreement between an individual and the IRS that establishes a new form in which taxes will be paid. Establish a new payment period under an offer of compromise with help from a portfolio manager in this free video on money management and personal finances.