Credit Ratings & Bad Credit: Video Series

Renting property despite bad credit can be done by writing an explanation of the bad credit scores, offering to pay a larger deposit, offering to pay a higher rent, finding a cosigner and providing a list of references. Rent an apartment successfully, even in the case of bad credit, with advice from a credit repair consultant in this free video on personal finance.

To stop harassing phone calls from creditors, simply send a written request through certified mail to cease phone call communication, as this is protected under the Fair Credit Reporting Act. Avoid harassing phone calls, making sure to include all pertinent information in the request letter, with advice from a credit repair consultant in this free video on personal finance.

All three credit reports can be obtained for free once a year online through a government-sponsored Web site called AnnualCreditReports.com. Apply for each of the major bureaus online to receive free reports with advice from a credit repair consultant in this free video on personal finance.

Increasing a FICO score in seven easy steps includes obtaining a copy of the credit report, verifying all of the balances and limits, negotiating with creditors and keeping old accounts open. Raise a FICO score effectively with advice from a credit repair consultant in this free video on personal finance.

Calculating and obtaining a credit score should be done directly through the credit bureaus, where free reports can be downloaded and the percentage of the scores are broken down. Gain access to a credit score with advice from a credit repair consultant in this free video on personal finance.

Calculating a Beacon score requires obtaining a credit report from the Equifax credit bureau, as each bureau has its own nickname for their scores. Access your Beacon score by submitting the appropriate forms with advice from a credit repair consultant in this free video on personal finance.

Checking a credit rating in Canada can be done by calling the toll-free numbers of each of the credit bureaus, which are Equifax, Experian and TransUnion. Call or visit each bureau's Web site with advice from a credit repair consultant in this free video on personal finance.

Buying a house with a bad credit score can be done by finding a desperate seller who needs to get rid of the house and is willing to negotiate, and any house with a "for sale" and a "for rent" sign is a good place to start. Negotiate with the seller of a home to lay out the terms of a lease or mortgage with advice from a credit repair consultant in this free video on personal finance.

Removing medical collections from credit reports is best done by obtaining a copy of the credit report, determining if the collections are erroneous or accurate, contacting both the medical professional and the collection agency, and either having the charges removed or paying them in full. Contact the right people to eliminate medical collections from a credit report with advice from a credit repair consultant in this free video on personal finance.