Credits, Stocks & Pension: Video Series

A CD, which is a certificate of deposit, is a loan from the customer to the bank with the understand that the bank will fully repay the customer at some point in the future including interest. Understand how CDs work, and find a great interest rate, with information from a portfolio manager in this free video on finance.

World Financial Bank accounts are in controversy, as the financial supervisory committee on the Isle of Man, where the bank is said to exist, have never heard of this institution. Close any World Financial Bank accounts as soon as possible with information from a portfolio manager in this free video on finance.

The General Motors Acceptance Corp., known as GMAC, has been lending out money as a mortgage company, and they have fallen on hard times much like every other mortgage company in the country. Understand the importance of GMAC mortgages with information from a portfolio manager in this free video on finance.

Wealth management financial planners gather all personal or business data, determine where the customer is financial at this point, and figure out where the customer would like to be in the future. Understand the job of a wealth management financial planner with information from a portfolio manager in this free video on finance.

The states that do not tax pensions are Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming. Learn about the states where pensions are not taxed with information from a portfolio manager in this free video on finance.

A cash flow statement is a great way to analyze the overall health of a company, as it outlines the starting cash, the spent cash and the earned cash. Look over an institution's cash flow statement to gauge their success with information from a portfolio manager in this free video on finance.

An oil future is an obligation from one party to another to pay money in the event of a stipulation, such as if oil reaches a particular price per barrel. Research unregulated oil futures with information from a portfolio manager in this free video on finance.

Choosing stockbrokers in Spain involves speaking with your own broker to explore the options of investing in Spanish stocks, as many brokerage companies are linked with international companies all over the world. Find a stockbroker in Spain with information from a portfolio manager in this free video on finance.

Choosing a stockbroker in the U.K. should be an easy task, as most of the major brokerage firms and banks have representatives based in London, and online stock trading makes it easy to invest in foreign countries. Find stockbrokers in the United Kingdom with information from a portfolio manager in this free video on finance.

Credit card balance transfers are a great way to save money on interest, as a high-interest credit balance can be moved over to a low-interest credit card. Move credit balances around to get the best interest rate with information from a portfolio manager in this free video on finance.

Checking accounts can be frozen if the bank observes unusual activity in that account, if a spouse requests it or if the government requires assets to be frozen. Get information on how an account can be frozen with information from a portfolio manager in this free video on finance.

Credit card rates tend to be much larger than auto loan or mortgage rates, and many times credit card companies will use temporary teaser rates to bring in new customers. Research various credit rates to find the best one with information from a portfolio manager in this free video on finance.

With bad credit, people can still get credit cards, whether they are prepaid credit cards or cards with very low balances and high interest rates. Consider getting a credit card to raise a credit score with information from a portfolio manager in this free video on finance.

Finance charges on credit card bills are just expenses that can be categorized under interest or penalties, but calling up the credit card company to complain may result in these charges being dropped. Learn about finance charges with information from a portfolio manager in this free video on finance.

The American General Financial Corp. has made loans to individuals and corporations since the 1920s, and they are a great option for getting car loan, mortgage loan or developmental loan. Visit the American General Financial Corp. Web site for account details with information from a portfolio manager in this free video on finance.

Throughout history, prices of gold have fluctuated from as little as $20 per ounce to more than $800 per ounce. Research investing in gold, or investing in the rights to gold, with information from a portfolio manager in this free video on finance.

A settlement from an outstanding debt can reflect poorly on your credit for the immediate future, but it could be a wise long-term move. Weigh the pros and cons of working out a debt settlement with information from a portfolio manager in this free video on finance.

Finding a high-yield savings account requires shopping around from bank to brokerage firm to find the best savings account opportunity. Read the fine print to know the restrictions of a high-yield savings account with information from a portfolio manager in this free video on finance.

A health savings account is funded by pre-tax money, which can be withdrawn to pay health care bills. Learn the benefits of a health savings account with information from a portfolio manager in this free video on finance.

Cyclical and non-cyclical stocks differ in type of product that is sold, as cyclical stocks represent those luxuries people only buy during successful economic periods, while non-cyclical stocks include products that people pay for no matter the economic state. Compare cyclical and non-cyclical stocks with information from a portfolio manager in this free video on finance.

Currently, there are very few regulations on hedge funds, which is a term for groups of people that make joint investments. Learn about the future regulations of hedge funds with information from a portfolio manager in this free video on finance.

Income tax must be paid on gifts, such as a car won in a raffle, but the tax can be paid either by the donor or by the recipient. Get information on taxable gifts with information from a portfolio manager in this free video on finance.

A bank works by taking people's money as a savings account and paying a bit of interest to the customer for letting them use the deposited money. Find out how banks make a profit with information from a portfolio manager in this free video on finance.

A real estate broker is someone interested and knowledgeable about the real estate business, and they are well-informed on real estate laws and taxes. Consult with a real estate broker to discuss investing in a property with information from a portfolio manager in this free video on finance.

Long-term pension liabilities are prevalent in today's world, as many companies do not have nearly enough money set aside to pay for health care, legal care and dental care for their pensioners. Understand the liabilities of long-term pensions with information from a portfolio manager in this free video on finance.