Money Management: Video Series

Dispute a credit card charge by matching the charges on a credit card statement with credit card receipts, contacting the credit card company and asking for clarification about unknown charges. If the credit card company is unable to handle the dispute, contact a credit bureau with advice from a registered financial consultant in this free video on credit cards.

Determine how much you can afford to pay in rent by taking 35 percent to 40 percent of your overall gross income for rent or mortgage payments. Use 60 percent of your income for food, clothing and variable expenses with advice from a registered financial consultant in this free video on money management.

Cut back on spending because of economic recession by cutting out luxury items and extraneous purchases, and taking public transportation or riding a bicycle. Build an emergency fund to help with unexpected financial problems with help from a registered financial consultant in this free video on money management.

To cut household expenses, keep credit card balances low, use a lower grade of gasoline, take public transportation and grocery shop more frugally. Buy the store brands at the grocery store to cut back expenses with tips from a registered financial consultant in this free video on money management.

To live more frugally and cut expenses, avoid buying luxury items, cut back on eating out, buy store brand products, use regular gas instead of high-test gas and mend your own clothes. Be creative to cut expenses with help from a registered financial consultant in this free video on money management.

Do an international wire transfer by contacting a bank, providing them with the routing number and ABA bank number of the receiving bank, and paying any transfer fees. Prepare to pay a fee if the wire transfer includes a currency exchange with information from a registered financial consultant in this free video on wire transfers.

Earn extra money by identifying a skill set, offering services to an employer or developing a new company to serve a specific need in the market place. Turn a plan to make extra money into a lucrative career with tips from a registered financial consultant in this free video on money management.

Endorse a check with a stamp by registering a signature stamp with a financial institution and using the stamp to rapidly sign checks. Use stamps on checks in order to save time in a business with a high volume of checks using advice from a registered financial consultant in this free video on endorsement stamps.

Create a family budget by setting up a system to log fixed expenses, such as rent, utility payments and food; and variable expenses, which includes credit card bills and bills that come and go. Add in your income to cover family budget expenses with help from a registered financial consultant in this free video on money management.

To dispute bad credit, get a copy of your credit report, and send a letter to the credit reporting agencies that explains the problem. Consider hiring a lawyer to alleviate bad credit problems with advice from a registered financial consultant in this free video on credit scores.

Establish corporate credit by having good personal credit, putting together a business with help from a lawyer and developing a EIN taxation reporting number. Apply for corporate credit under the Dunn and Bradstreet system with tips from a registered financial consultant in this free video on business credit.

Dispute items on a credit report by writing a brief, succinct letter about the problem to the credit reporting agency. Monitor credit reports on a regular basis to identify any problems with tips from a registered financial consultant in this free video on credit reports.

Do a credit check on someone by becoming a merchant member of one of the various credit reporting agencies, having the person answer several questions about their financial history and calling the credit reporting agency to receive a credit score on the person. Determine whether to grant a line of credit to a person by checking their credit score with help from a registered financial consultant in this free video on credit checks.

Create a budget by listing all current, variable and fixed expenses, keeping track of income, and setting up a template on the computer or a paper ledger to keep track of the budget. Be financially responsible and successful by learning to create a budget with tips from a registered financial consultant in this free video on money management.

To create a good credit history, pay credit card bills in a timely fashion, avoid excess lines of credit, pay auto loans and mortgage payments on time, and develop a family budget. Create an emergency fund to help make loan payments on time with advice from a registered financial consultant in this free video on credit history.

A FICO score, or credit score, is determined by a person's income, the amount of time spent at a continuous job, how timely bills are paid, and how much credit is available. Be responsible with credit to maintain a good FICO score with advice from a registered financial consultant in this free video on credit scores.

The best way to earn quick money is by investing money in the stock market, picking a stock with an upward trend, and cashing out once the stock makes money. Be prepared to lose money in the stock market as well with insight from a registered financial consultant in this free video on money management.

Create a financial plan with the help of a financial adviser who can deliver information on the latest trends in taxation, insurance and investments. Determine the best risk to take financially by looking at age and budget with help from a registered financial consultant in this free video on money management.

Establishing credit after Chapter 13 bankruptcy requires putting up cash assets for collateral until creditors begin to extend loans again. Understand that bankruptcy will cause credit problems for 10 years with insight from a registered financial consultant in this free video on bankruptcy.

Establish a new credit file for free by providing truthful information about your financial situation and paying off all charges immediately to avoid paying interest. Develop a credit line for free by being mindful of credit card spending with tips from a registered financial consultant in this free video on money management.

To establish credit after a foreclosure, have an attorney send letters showing the discharge of the foreclosure, charge a credit card with your own cash, and pay that cash on a timely basis. Show credit card companies good will payments to improve credit after a foreclosure with tips from a registered financial consultant in this free video on money management.

Deposit a check that isn't yours by developing a friendly relationship with the bank tellers and bank manager, carrying a cash balance significant enough to cover the check, and having signature cards in your account. Find out how getting to know the people at your bank will make depositing a check easier with insight from a registered financial consultant in this free video on depositing checks.

Depositing a check without endorsing it requires developing a close relationship with a bank, so that they know you, they know your business, and they know how you conduct your affairs. Find out how one check without an endorsement can be deposited if it is part of a regular batch with information from a registered financial consultant in this free video on depositing checks.

Establish credit for a new company by getting an EIN taxation reporting number, applying for small credit cards, and always paying bills on time. Find out how larger credit card companies will begin to send new businesses credit offers with information from a registered financial consultant in this free video on corporate credit.

Establish credit quickly by keeping savings in a bank, keeping a good job record, and paying bills on time. Be sure not to get too many lines of credit with advice from a registered financial consultant in this free video on money management.