Insurance Facts: Video Series

A reserve amount is set by an insurance company through a prediction of the amount of money that a claim will cost over the course of the payments. Find out how insurance companies set aside reserve money on long-term coverage claims with information from a licensed insurance salesperson in this free video on insurance.

Auto insurance works by a person paying the insurance company an annual fee to take on the risk of a driver getting into an accident. Find out how auto insurance defends the insured from having to pay expensive repair or medical bills with information from a licensed insurance salesperson in this free video on insurance.

Get cheap car insurance by not carrying comprehensive coverage, raising the deductible or carrying lower limits of coverage. Find an auto insurance policy that has shorter coverage terms with advice from a licensed insurance salesperson in this free video on insurance.

Doing remodeling work requires obtaining a general liability insurance policy, as well as worker's compensation insurance to cover employees. Find out how remodeling work insurance and worker's comp is based on payroll amounts with information from a licensed insurance salesperson in this free video on insurance.

When getting insurance to do contracting work, purchase a general liability insurance policy and a worker's compensation policy to cover employees. Contact a local independent insurance agent to help with contracting insurance policies, and consider advice from a licensed insurance salesperson in this free video on insurance.

Homeowners insurance is a package policy that covers not only the structure itself, but also the contents of the house and any injuries that occur to a third party. Purchase homeowners insurance when buying a house, refinancing a house or renting an apartment with information from a licensed insurance salesperson in this free video on insurance.

Automobile insurance covers any damage that occurs to a car, as well as damage that occurs to another person or car as the result of an accident. Purchase liability or comprehensive car insurance with advice from a licensed insurance salesperson in this free video on insurance.

Automobile liability insurance covers the insured for damages caused to a third party while driving. Purchase liability car insurance to protect yourself from having to pay for someone else's property damage with information from a licensed insurance salesperson in this free video on insurance.

To buy insurance for a pool cleaning business, contact an insurance company through an industry association; and purchase general liability insurance, property insurance and worker's compensation insurance. Protect your pool cleaning business from damages and law suits using advice from a licensed insurance salesperson in this free video on insurance.

Become an insurance salesman by working for an insurance company, getting an insurance license and networking as much as possible. Learn the basics of working with insurance and then pass the licensing exam with help from a licensed insurance salesperson in this free video on insurance.

Sell insurance by first working for an insurance company, then obtaining an insurance license, and finally, getting a job with an independent insurance agency. Network with a variety of people in order to sell insurance, and consider tips from a licensed insurance salesperson in this free video on insurance.

To work an Internet insurance lead, contact the lead by e-mail or phone, work with referrals and get leads from different businesses. Try to win the insurance business of an Internet lead in the same way as any other lead, and consider information from a licensed insurance salesperson in this free video on insurance.

Liability insurance provides coverage against harm that you have caused to a third party, such as personal injuries, property damage or bad business advice. Find out the different types of liability insurance, including auto liability insurance and business liability insurance, with information from a licensed insurance salesperson in this free video on insurance.

When comparing motorcycle insurance, make sure the limits and coverage amounts are identical for different quotes, and check the financial stability of the insurance company. Compare motorcycle insurance quotes by researching coverage options with help from a licensed insurance salesperson in this free video on insurance.

Insurance rates vary due to the amount of risk involved for the insured person, building or business. Find out how actuaries determine insurance rates based on risk with information from a licensed insurance salesperson in this free video on insurance.

Motorcycle insurance is similar to any automobile insurance, in that it provides coverage for any damages or injuries that occur while driving the motorcycle. Maintain motorcycle insurance throughout the winter months to cover damages that occur where the motorcycle is being stored with advice from a licensed insurance salesperson in this free video on insurance.

Understand car insurance quotes by learning about the limits, the term of the policy and the coverage of the policy. Investigate the insurance company to ensure financial stability with help from a licensed insurance salesperson in this free video on insurance.

Car insurance for women is no different than car insurance for men, with rates being based on the age of the vehicle, the driving record of the insured and the age of the insured. Learn more about how gender does not make a difference when it comes to insurance with information from a licensed insurance salesperson in this free video on insurance.

Very cheap car insurance is probably not going to have high limits of coverage and will probably not include damage to the vehicle. Compare auto insurance rates with equal amounts of coverage using information from a licensed insurance salesperson in this free video on insurance.

Most car insurance companies provide the same products, with coverage for your vehicle and your liability. Find a state-approved car insurance company with information from a licensed insurance salesperson in this free video on insurance.

Find homeowners insurance training classes by contacting the state or regional association that handles classes and training on insurance. Learn about ISO forms and homeowners insurance policies with information from a licensed insurance salesperson in this free video on insurance.