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Learn tips on banking, personal finance and tips on maintaining your money in this free video clip series.
There are 11 videos in this series:
Discover how a mortgage works and find tips for making the most of your mortgage in this free video on insider banking advice.
Find out how banks judge your credit score in this free video on insider banking and finance advice.
Hear from a professional banker the best way to borrow money on properly in this free video on insider banking and finance advice.
Banking and real estate advice! Find out how you can put cash down on a house in this free video on insider banking and finance advice.
Tips for home buyers! Find how to get financing to buy a home in this free video on insider banking and finance advice.
Loan advice! Hear tips for choosing a loan that is right for you in this free video on insider banking and finance advice.
Loan advice! Find out if a negative amortizing loan is right for you in this free video on insider banking and finance advice.
Banking secrets! Learn how banks make money from loans and how banks work in this free video on insider banking and finance advice.
Banking secrets! Learn how brokers get paid and what they do in this free video on insider banking and finance advice.
Financial advice from experts. Learn how to find a financial consultant you can trust in this free video on insider banking and finance advice.
Free mortgage advice. Hear from the source what you need to know about mortgages in this free video on insider banking and finance advice.
Are you in the market for a home, car or renovation of some kind and need cash to get it? Well then massive bone-crushing debt is in your near future! Just kidding guys! There is good debt and there is bad debt. A home loan is great debt. You are paying off an asset with a home loan. Something that will one day be worth more than you paid for it while you are currently using it. It is a scary thought to owe so much money but with great risk comes great rewards.
Today it is easier than ever to get a loan from almost any bank. Before you go rushing off to the nearest money pit, however, there are several things you should look out for. Most banks will not loan the full value of a property so you need to have some money to put down yourself. Also, banks look at things like risk factors, credit scores and reserve money you might need in case something happens. They take into account your income and savings as well as whether you have insurance or not so that payments can still be made if you are injured or worse. There is a lot of red tape to this important step but it is definitely doable and with our expert Levi Culbertson at the helm you will be ready to get into the home of your dreams!
Levi Culbertson Levi Culbertson is a 2000 appointee of the United States Air Force Academy. Following the appointment, he moved to Marshall, MN where he was employed in property management by Robert L. Carr. Robert Carr is one of Minnesota’s largest land owners. Carr properties hold a variety of assets including shopping malls, apartment complexes, single family dwellings and farms. In 2002, Mr. Culbertson moved from Minnesota to Kihei, HI. There he has been employed in real estate sales and in financing. Mr. Culbertson has been involved with the formation of many companies including two mortgage companies, a technology company, and currently has opened an office for Windsor Capital in Southern California. Mr. Culbertson has developed proficiencies in real estate management and development, commercial and residential lending, and business development. dkdk
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