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How to Get Car Insurance Discounts

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Summary: In order to get a car insurance discount, a student may receive one for good grades, and a retired person may receive a discount for not driving a car as much. Find out how to get discounts with help from the chief operating officer of an auto insurance business in this free video on car insurance discounts.

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By Kim Guyton
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Kim Guyton is the chief operating officer for Oleander Insurance Services.read more

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Video Transcript

"An agent should give you every discount that's available, at the, what you, you really should not have to ask for it. That's their job. But, I mean to be on the safe side you should always say, you know, what can I do to make this lower, will this help, I mean I, you know, I'm a student, you know, I have a 4.0 GPA, will that help? You know, what kind of, if, and if you're shopping for automobiles, call your agent before you buy, if you have two you're looking at, call them and say, look I'm thinking about these two different vehicles. What are, you know, the aspects of the insurance? What's the rates going to be one each one of them? And that might be a determining factor in you getting one. Some companies and you do, again, some companies, so you definitely want to ask, if you're retired, then you're not, in their perception. you're not using your car to drive back and forth to work every day, so it's a lower risk. I mean, obviously if you're not in the car, you don't have the risk of getting into an accident, so the less you drive, the lower your risk. So if you're retired and not going back and forth to work, then sometimes they'll, some companies will give you a discount for that."

eHow Article: How to Get Car Insurance Discounts

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