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Summary: Car insurance premiums are different for each individual, and they are based on safe driving and not having tickets or accidents. Learn about discounts for combining auto and homeowner's insurance, as well as discounts for seniors with help from the chief operating officer of an auto insurance business in this free video on lowering car insurance bills.
Kim Guyton is the chief operating officer for Oleander Insurance Services.read more
"Car insurance premiums are different for each and every individual. It's based on a number of things. Obviously the best way to keep your insurance premium down is to be a safe driver, not have tickets or accidents. Again, sometimes you can't help it if someone else runs into you and accidents happen, that's why they're called accidents, it's not something you meant to do. So that is the best way to keep your insurance premiums down. Other ways, if you have a home and insure your homeowners and your auto at the same company, a lot of companies will give you a multi policy discount. As far as students go, some companies, if you're a full-time under the, under a certain age and your GPA is three or higher, they give discounts. If you're a senior citizen, and you're retired, you'll get, some companies will give you a discount, because you're not driving everyday back and forth to work so you're driving less. So there, there's a number of ways to do it. First and foremost, best way, is to have a clean driving record."
eHow Article: How to Lower Your Car Insurance Bill