How to Buy Bonds

Series Summary

Personal finance is the application of financial principles to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, while taking various financial risks and future life events into account. Components of personal finance might include checking and savings accounts, credit cards and consumer loans, investments in the stock market, retirement plans, social security benefits, insurance policies, and income tax management. In this free video series, a financial planner provides advice on handling personal finance, including tips on buying bonds, diversifying a 401k and buying stock on margin. Learn about the Security Exchange Commission, FINRA and trading on the commodities market. With these financial planning tips, individuals and families will be able to look ahead to a comfortable and secure future.

Video Transcript

"Hi everyone, this is Chris Markowski, president of Marlowski Investments and host of The Watchdog on Wall Street radio show, here to tell you how to buy bonds! I remember a commercial from back in the late nineteen nineties. Essentially, Steve Martin was doing a commercial for Merrill Lynch talking about buying bonds, but he was like making a joke out of it, "Don't tell anybody I'm buying bonds, because it's not cool to buy bonds." But anyway, you buy bonds much the same way you go about buying stocks or anything else. You want to be utilizing your financial adviser who's going to put together a bond portfolio for you that makes sense. There's many different types of bonds out there that you can go about buying and certain ratios that are involved where the price of a bond goes up, obviously it yield goes down. If the yield goes up well then the price goes down. Bond trading is kind of an interesting way of doing it. It's a huge huge business and it's also usually the realm of Wall Street. Most average investors out there go ahead and buy bonds for what, the yield, the money coming in. And you want to go about buying bonds, well I would talk with your financial adviser, get your financial plan done and he'll put some bonds in there that are best for you. This is Chris Markowski, your watchdog on Wall Street."