How to Negotiate a Better Credit Card Deal

Video Transcript

"How to Negotiate a better credit card deal. Now, it's tough to negotiate with credit card companies because, obviously, the terms are pretty much set, and the only thing that you probably would have to do would just be to look at the different type of credit cards that the bank or the credit card company has available for you, but in terms of going back and changing things and try to negotiate with them, that's, that's probably a tough thing. You know ways you can negotiate naturally is just to talk about obviously what their interest rate portion of things, but that's going back after the fact; if there are any special introductory rates that you've taken advantage of, then that would only carry you so far. Anyways, but one of the things you want to be cognizant of while you're looking for these different credit cards that would make sure you are getting the better deal overall, obviously is to looking at the interest rate terms that you have, looking at if there are any annual fees that need to be paid, and then what other type of special features are there. Do they provide you with auto collision, damage waivers, you know where you don't have to take one of the insurance being provided by the, by the car rental companies. Are they providing with a concierge service where if you need anything, you can call a concierge place. So, it depends really on what your personal needs are. That's how I believe you may be able to negotiate a better credit card deal for you because it's an overall thing. It's not only just about the interest rate. It's about all the other fine prints that go in there as well."