How to Increase Your Credit Score by 100+ Points

Video Transcript

"How to increase your credit score by over a hundred points. Now, I cannot guarantee you that, but with at least some of the advice that I can give you, I can say that your credit score will definitely go up. What you need to do obviously is to pay your bills on time. With paying the bills on time, the more you pay your bills on a timely manner, the better or the higher your credit score will be. Now you want to do some other things in conjunction with that. If you have any inaccuracies or any other things that maybe on your credit report, then these are items that you want to go ahead and make sure they are well taken care of for you by contacting the lenders that maybe reporting this thing or if it's a credit collection company, you want, want to be able to contact them and have them pull this thing off your credit report if it's being reported inaccurately. Obviously, the other part for you would be to pay down credit card balances. If you have two, if you're using up what we call a revolving balance available there's a ratio on there. If you have ten thousand dollars, then it's a hundred percent available. So, the higher this percentage available is, you know, then obviously, the higher, more than likely, the higher your credit reporting, your credit score will be. So, those will be my advice for you, at least to start in getting your credit score to increase."