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How to Contact Credit Reporting Agencies

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Part of the video series: Credit Scores & Credit Cards

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Summary: Use Web sites to get the address and phone number of credit reporting agencies, and contact them through the mail or telephone. Learn about the three main credit reporting agencies from the vice president of a bank in this free video on credit counseling.

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By Stephen Fawehinmi
eHow Presenter

Stephen Fawehinmi is the vice president of business banking at the Bank of Nashville in Nashville, Tenn. He has been a lender for more than 10 years. Fawehinmi graduated from Cal State...read more

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"How to contact credit reporting agencies. There are several ways for you to be able to accomplish this. Now one way is to contact them by mail. The other way would be to email them. And then the third way would be to obviously send them a fax and the last way would be to give them a phone call. Now how do you get all this contact information? There are obviously three major credit reporting agencies. One of them is Equifax, the other one is TransUnion and then the third one is Experian. Those are the three main credit reporting agencies that lenders typically contact or use the report to give and to make credit decisions. The way for you to them, you know would be to go their websites if you could, to Experian.com, Equifax.com or TransUnion.com. and look for all the contact info you know, that we talked about being you know, obviously the physical address, or how you can contact them. Typically also one of the things they will have on the websites will be like a contact us icon that you might be able to click and be able to do all the you know, disputing that you probably want to do or contact them for whatever reasons why you're contacting them. My preferred method of all would be for you to pick the phone up and dial the phone number and talk to a representative, representative of that company. And you know, so that way you know you've talked to a live person and that you also asked for a reference number or confirmation number you know, and something is obviously being documented. So that way when you call back and you're talking to someone else there is a continuity on there. You're not having to start from scratch from ground zero again."

eHow Article: How to Contact Credit Reporting Agencies