Home Ownership & Auto Insurance Premiums

Video Transcript

"You are thinking about buying car insurance and you are trying to figure out how those premiums work. Well one thing is if you own a house or a condo you are going to get a credit for being a home owner. My name is James with The Resurgence Group and we are a full service insurance agency and we specialize in auto insurance. How it works well simply put if you have a home or a condo the insurance companies think that you are a better risk simply because you are more stable, you have a little bit more assets so you are going to believe it or not drive slower. So if you have a home owner's policy bring that with you when you sit down with your insurance agent because they are going to need a copy of that and they are going to show proof of insurance so they can get you as many discounts when it comes to that policy. Auto insurance is very expensive these days and you need everything you can get in order to reduce that premium. So when you decide on what policy limits you want or what kind of coverages that you want, especially when it comes to comp and collision you want to make sure that you get whatever it is that you are entitled to which is a home owner's discount. So speak to your agent and see what they can come up with as far as the premiums. Again my name is James with The Resurgence Group and this is something that we do every day for our clients and I'm sure your agent or any agent out there would be happy to put together a nice package of different companies as far as their quotes and be able to give you the lowest premium for as many discounts, especially home owners as possible."