How to Compare Auto Insurance Quotes

Video Transcript

"You are thinking about buying car insurance and you are really not sure what to do. You definitely want to get multiple quotes. My name is James with The Resurgence Group. We are a full service insurance agency and we specialize in auto insurance. We are an independent agency and that is what I strongly suggest. Go to an independent agent because they can give you multiple quotes from different carriers at the same time and then spread it out and then you can decide based on your premium that you can afford and the types of limits and coverages that you are willing to take. If you are trying to save money then you are going to go with the lowest amount of limits and the lowest deductibles because that will change how much money you are going to spend. An agent will be able to tell you within a few minutes how much money it is going to cost for these different types of limits such as bodily injury, PIP, which is personal injury protection, property damage, uninsured motorists and comp and collision. If you are looking to save money you are not going to have all of these because that is going to cost you more premium but if you have a car that you value sometimes even if you have a lien on it then it is going to be required that you have at least comp and collision on it and bodily injury and property damage and that is going to cost you more money than just having your basic coverages so again we suggest that you speak with an agent and you get multiple quotes form multiple carriers and compare the types of limits and also the types of deductibles so that you're apples to apples. I'm James with The Resurgence Group and this is what we do every day and your agent can do the same."