Is Dental Insurance Included in My Health Insurance?

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From Quick Guide: Overview of Dental Plans

Summary: Dental insurance is an optional benefits that some health insurance companies offer, while others do not. Discover the cost of adding dental insurance Health insurance is not very useful for covering psychiatric visits, and many carriers don't even offer the option. Discover how health insurance is used in psychiatry with tips from an insurance broker in this free video on health care and financial planning.

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By Vic Schumacher
eHow Presenter

Vic Schumacher is part of HPE Financial Services, a brokerage insurance company representing all major carriers. He works with businesses, families and individuals, helping them to...read more

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Video Transcript

"Hello. My name is Vic Schumacher. The company is HPE Financial Services. Someone just asked: is dental insurance included in health insurance? Well, it can be. It's an optional benefit that insurance companies offer with their health insurance plans. It does not always, is not always included. When it is included, it doesn't cost too much. The benefits are rather limited, usually about a thousand dollars for the calendar year, and they have a couple of cleanings you can do, and the premiums cost in the neighborhood of about fifteen to twenty dollars a month. However, there are stand alone dental insurance plans out there, in the marketplace, that cost about twenty-five dollars a month and have much better benefits. So what you might want to consider is how often do you go to the dentist, what are the services you want performed, and is it going to be economical to have a stand alone policy on top of your health insurance policy. Different insurance companies subcontract their work out to the different dentists and you can usually just select whatever dentist within that network that you want to work with. Dental insurance is something you should have in case that you need to have that root canal done. My name is Vic Schumacher, company is HPE Financial Services, helping people everyday."

eHow Article: Is Dental Insurance Included in My Health Insurance?

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