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About Different Types of Car Insurance
How Do Body Shops Work With Car Insurance?
How Does Car Insurance Work in an Accident?
How Does Comprehensive Car Insurance Work?
How to Buy Car Insurance for Teenagers
How to Calculate a Deductible for Car Insurance
How to Choose Car Insurance Coverage
How to Choose the Best Car Insurance
How to Compare Car Insurance Quotes
How to Deal With Another Person's Car Insurance Company
How to Figure Out How Much Car Insurance I Need
How to Find a Good Car Insurance Company
How to Find Cheap Car Insurance
Types of Car Insurance Liability
How Do Accidents Affect Car Insurance?
Car Insurance Tips for Teenagers
Tips on Buying Car Insurance
Does the Color of a Car Affect Insurance?
How to Alert an Insurance Company About a Stolen Car
Does Car Insurance Cover Car Accessories?
Collectible Car Insurance
How to Get Discounted Car Insurance
How to Cancel Car Insurance
Do I Need Car Insurance if I Don't Have a Car?
Renewing a Car Insurance Policy
Is a Down Payment Needed to Renew a Car Insurance Policy?
What Is Comp & Collision Car Insurance?
What is Uninsured Motorist Coverage?
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Summary: Check the car owner's insurance policy to determine the coverage levels for guest drivers; often the policy will only cover extra drivers for a set period of time. Learn how to determine if other drivers are covered to drive your car in this free video on financial planning from a licensed insurance agent.
James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance and auto insurance....read more
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"You've got access to a vehicle and you're wondering, hey, do I need my own car insurance, even though it's not my vehicle? My name is James, with the Resurgence Group, we're a full service insurance agency, and we specialize in auto insurance. Well, the one thing that you want to do is speak to that person that you're using their car and get a copy of their policy. I would also, suggest that you speak with their agent, because sometimes there are policy limits in their policy that will cover you and then sometimes there aren't. So it's very specific as to the type of policy, and chances are that individual who has the car insured is allowed to let you use that vehicle, but it's very specific as far as how many days that you are allowed to use the vehicle. So, if you're using it for a couple of months then the answer would be no, but if you're using it for a couple of days that policy should have, inside that policy jacket, exactly what it is that would be covered. So, speak with your agent or the agent of the insured and let them find out, specificly, as to whether or not you've got coverage for a person whose driving that vehicle and you don't have insurance yourself. My name is James with the Resurgence Group, we do this every day with our clients, what I would suggest is get with the person who owns that car, and get with their agent, and get the answers to that so that, at least, we're all on the same page."
eHow Article: Do I Need Car Insurance if I Don't Have a Car?
Meet Mark P Cussen, CFP, CMFC eHow's Personal Finance Expert.
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