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Summary: A great way to save money on car insurance is to pay a visit to an agent and ask about policy and premium options, but make sure the new policy includes the basics such as property damage, uninsured motorist coverage, bodily injury coverage and collision coverage. Meet with an insurance agent and save money on coverage by asking the questions in this free video on financial planning from a licensed insurance agent.
James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance and auto insurance....read more
"You're thinking about buying car insurance, and you're wonderin' hey, are there any tips out there that could help me save money on my car insurance; absolutely. My name is James, with The Resurgence Group. We're a full service insurance agency, and we specialize in car insurance. The biggest tip is to make sure you go and visit with your, either your existing agent, or an agent that's in your town or your neighborhood. Those are the professionals, and those are the people that could absolutely help you save money on your car insurance. There are a lot of different types of policies, limits, and deductibles that will determine the premium. So, when you're sitting down with that professional just explain to them your budget, how much money you're willing to spend each month, and then they can design a program around that budget, because you have different things such as property damage, uninsured motorist, bodily injury, comp, or collision. All of these build premium into that policy, and if you take em' out of course it's going to be less premium, but it's not necessarily the smartest thing to do, because you want to make sure that you're properly insured in the event that you do have an accident. If you've got a vehicle that is of substantial value, well you want to make sure that you've got comp and collision so that at least you'll get past your deductible, and then the carrier will pay for that premium. So again, the biggest tip is go see an agent. Sit down with them, and make sure that you give them all the information necessary so that they can determine the best policy for the best premium. My name is James, with The Resurgence Group. We specialize in auto insurance, and we do this every day. And we have a lot of clients that come into our office and sit down with us, and we design a policy around their financial needs."
eHow Article: Tips on Buying Car Insurance