How to Choose the Best Car Insurance

Video Transcript

"There is so many options out there when it comes to buying car insurance how do you make a decision? My name is James, I'm an insurance agent right here in St. Petersburg, Florida. I work for the Resurgence group. We've got many different carriers, and what we try to do is we try to fit the client and the client's budget more importantly with the type of carrier that they are looking for. You've got these low, low cost carriers and then you got the premier top of the line carriers and the difference is going to be in the quality of service and the customer service that you get not only from your agent but also from that carrier when you call them up and you have an incident or an accident or you are trying to change your limits whatever it may be. But the bottom line, is that all insurance companies have to have minimum requirements in order to be a insurance carrier so you're guaranteed at least the minimum when it comes to the quality but the bottom line is going to be service. And a lot of times your agent is going to make that difference because you can walk into their office, you can talk to them and if you've got concerns or you got questions when it comes to different types of carriers out there, they should have at least more then one company that they represent that you can decide from. Many times we'll just find out what that client is looking for from a premium stand point and we can kind of fit their budget into the types of limits that they can afford. So again I'm James with The Resurgence group and I hope that was helpful when it comes to buying car insurance and remember there's different types of carriers as well as different types of limits so it's really going to be pretty much down to the bottom line how much money do you want to spend for how much insurance."