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How Much to Spend on Health Insurance

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Part of the video series: Insurance Information

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Summary: Determining what to spend on health insurance should be dependent on how much is affordable within a budget. Spend as much as possible on health insurance to avoid a potential financial crisis with tips from an insurance agent in this free video on insurance.

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By Vic Schumacher
eHow Presenter

Vic Schumacher is part of HPE Financial Services, a brokerage insurance company representing all major carriers. He works with businesses, families and individuals, helping them to...read more

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"Hello, my name is Vic Schumacher with HPE Financial Services. I'm an insurance broker representing a variety of companies. Today we're going to talk about how much should I spend on health insurance, how much should my premium be. The simple answer is, whatever you can afford. But health insurance is important to have. It is important to have in the event that you suddenly find yourself in the hospital, and then certain bills arise, the question is who is going to pay those bills. If you don't have some sort of health insurance, you're going to be responsible for those bills. And without health insurance, the majority of people can get themselves in financial problems. A lot of the mortgages today and the foreclosures today are based upon the fact that they had a medical problem in the past and they couldn't afford to continue to work, and as a result, they had to go into a foreclosure or bankruptcy. How much can I afford for health insurance? The answer is, whatever you can afford to have for health insurance. My name is Vic Schumacher, HPE Financial Services, helping people every day."

eHow Article: How Much to Spend on Health Insurance