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How to Become an Insurance Adjuster
How to Get an Insurance License
How to Pass the Property & Casualty Insurance Exam
How to Sell Insurance
How to Start an Insurance Agency
How Does COBRA Insurance Work?
How Does Disability Insurance Work?
How Does Mortgage Insurance Work?
How Does Homeowners Insurance Work?
How Does Liability Insurance Work?
How Do Insurance Companies Establish Premiums?
How Do Insurance Companies Invest Their Money?
How Do Insurance Companies Make Money?
How Do Insurance Companies Measure Risk?
How Do Insurance Companies Work?
How Do Insurance Deductibles Work?
How Does Business Insurance Work?
How Does Business Liability Insurance Work?
How Does Gap Insurance Work?
How to Buy Homeowners Insurance
About Different Types of Insurance
How to Buy Insurance
How to Buy Home Insurance
Business Valuation of Insurance Agencies & Brokers
Why Buy Insurance?
How Do I Know My Insurance Will Work?
Who Needs Life Insurance?
How Much to Spend on Health Insurance
Life Insurance Costs
Life Insurance for Kids
Filing a Life Insurance Claim When a Loved One Dies
How to Pick a Life Insurance Beneficiary
Insurance Agent Job Description
How to Change Life Insurance Carriers
Disability is one of the oldest forms of health insurance. There are many types of disability insurance, b… More
Salary protection insurance is probably one of the most overlooked forms of insurance, yet one of the most… More
Disability insurance works by paying out a certain amount of money for a set period of time due to an inju… More
The best accident disability insurance is, typically, the one that is the most expensive because it will c… More
Rheumatoid arthritis can definitely be considered a disability because it caused deterioration of the musc… More
To pay bills without working, receive government benefits like unemployment, have a disability and receive… More
Making connections with people online can be a greet way to find support, share common interests and meet … More
The Pregnancy Discrimination and the Fair Employment and Housing Acts prevent pregnant women from being di… More
Short-term medical or health insurance plans can be purchased with maternity options, but it will often be… More
Summary: Disability insurance works by paying out a certain amount of money for a set period of time due to an injury or disability. Find out how expensive disability premiums can be with tips from an insurance agent in this free video on insurance.
Vic Schumacher is part of HPE Financial Services, a brokerage insurance company representing all major carriers. He works with businesses, families and individuals, helping them to...read more
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"Hello, my name is Vic Schumacher, with HPE Financial Services. I'm a insurance broker representing a variety of the different insurance companies. Someone recently asked how does disability insurance work? Well, the answer is very simple. You get money. You don't really want disability insurance though, because you are now disabled. The idea is if you are anticipating some problem you might go to an insurance company and say, I would desire to have disability coverage. They'll ask you how much money would you like to have for whatever period of time. The reply could be I would, I need three thousand dollars a month. I'd like to have it last, and come in and be paid monthly for say two years, and I would like that disability insurance check to start after ninety days after I've been disabled. That is the policy, and the premium would be determined based upon that criteria. Disability insurance is nice to have if you're a workman and you lose your hand, and your income is based upon that, but it is something that you don't really want to have to utilize. Sometimes it can be expensive, but if you don't have another source of income it could be the best thing around. My name is Vic Schumacher. The company is HPE Financial Services, helping people everyday."
eHow Article: How Does Disability Insurance Work?
Meet Mark P Cussen, CFP, CMFC eHow's Personal Finance Expert.
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