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How to Get a Bankruptcy Off Your Credit Report

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Part of the video series: Bankruptcy Questions

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Summary: Getting a bankruptcy off a credit report is an impossible task due to the fact that the Fair Credit Reporting Act mandates that bankruptcy should remain on your credit report for 10 years from the date of filing. Talk to a professional about rebuilding credit after filing for bankruptcy with information from a lawyer in this free video on bankruptcy.

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By Andy Forman
eHow Presenter

Andy Forman, Attorney at Law, has been in bankruptcy representation for over two decades and has lead council in over 3,000 bankruptcy cases. Forman is a member of the Florida Bar and...read more

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"Well, you're considering filing for bankruptcy, and you're wondering, "after my bankruptcy, how do I get it off my credit report?" My name is Andy Forman and I'm a Business Bankruptcy lawyer in Tampa, Florida, and I help people repair their credit after bankruptcy. I know you've seen the signs on the telephone poles that says "You can get your credit fixed after bankruptcy by getting the bankruptcy removed from your credit report." Nothing could be further from the truth. Bankruptcy shows up on your credit report because it's supposed to. It'll show up on the trade items where your creditors are telling whoever is looking at your credit report, that you filed for bankruptcy. The bankruptcy information will also show up on the official records portion of your credit report. It'll contain the filing date, the dollar amount of the liabilities, the case number, the date of the discharge, and perhaps the name of your attorney. Anybody who wants to charge you a fee to remove bankruptcy from your credit report is being less than candid and upfront with you. It's probably a scam because the Fair Credit Reporting Act provides that it's supposed to stay on your consumer credit report for ten years from the date of filing. You want to talk to a professional about cleaning your credit up after bankruptcy and don't pay for something that you can't acquire. My name is Andy Forman. Good luck fixing your bankruptcy, fixing your credit after bankruptcy."

eHow Article: How to Get a Bankruptcy Off Your Credit Report