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How to Get Car Insurance After a DWI

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From Quick Guide: Insurance Lessons

Summary: After a DWI or DUI, car insurance can be difficult to get, but an insurance agency that handles high-risk drivers should be able to insure a person after a DWI. Get car insurance after a DWI with tips from an insurance agent in this free video on insurance information.

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By Seann McWhorter
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Seann McWhorter is the principal agent at Insure Right Insurance located in Lehi, Utah. He has been in the insurance business for over 10 years and with Insure Right for three years.read more

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Video Transcript

"My name's Seann McWhorter, I'm the agency principal with Insure Right Insurance Agency, located in Lehi, Utah. We're here to talk about insurance ins and outs, and specifically how to get car insurance after a DUI or DWI. What is a DUI or a DWI? If you need to ask--driving while intoxicated, or driving under the influence of alcohol. Hopefully you had insurance to begin with, otherwise you'd be getting an extra ticket along with your DUI. However, if you've received a DUI and you need to go out and shop your insurance, many times if you were with a preferred insurance company and your insurance company finds out that you have been given a DWI ticket, they will non-renew your policy. They will cancel your policy. And you will be required to go out and get it somewhere else. Generally that puts you into a high risk marked tier. And so you're going to have to contact an insurance agency that has access to companies that provide coverage for higher risk drivers. And really the process, once you find that person, the process is really no different than getting insurance anywhere else. That insurance agent will gather your personal information, including your driver's license number, and he will run a motor vehicle report, which will show that DUI on your driving record, and that information will be disclosed for the insurance company, and a rate will be derived based on that information."

eHow Article: How to Get Car Insurance After a DWI

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