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How to Buy Non-Owner's Car Insurance

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Part of the video series: Insurance Information

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Summary: Buying non-owner's car insurance is usually required by the state in order to show proof of public liability protection when a car is not owned. Buy non-owner's car insurance with tips from an insurance agent in this free video on insurance information.

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By Seann McWhorter
eHow Presenter

Seann McWhorter is the principal agent at Insure Right Insurance located in Lehi, Utah. He has been in the insurance business for over 10 years and with Insure Right for three years.read more

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Video Transcript

"I'm Seann McWhorter, agency principal of Insure Right Insurance Agency located in Lehi, Utah. We're here to talk about insurance ins and outs, and specifically how to buy non-owners auto insurance. First let me explain to you what non-owners auto insurance is. Non-owners auto insurance is a policy that can be purchased by an individual that will provide them public liability protection when they do not own a car. So when will you need non-owners auto insurance. Usually it's when the state requires that you carry a liability insurance, and you've been asked to provide an SR-22, but you do not own a car. And the only way that you can get your driving record cleared is to purchase non-owned auto insurance with an SR-22. Generally speaking, your premiums are going to be a little bit higher than what you would if you actually had a car because they're not underwriting any particular vehicle as is."

eHow Article: How to Buy Non-Owner's Car Insurance