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How to Apply for Free Government Grants, Loans & Scholarships
How to Compare Unsubsidized vs. Subsidized Student Loans
How to Find a Low-Interest Student Loan
How to Get a Student Loan for a Private Pilot's License
How to Get a Student Loan to Pay for Off-Campus Housing
How to Get a Student Loan With No Credit History or Co-Signer
How to Get My Student Loan Discharged or Forgiven
How to Go to College Without Student Loans
How to Know the Maximum Wage Garnishment for Failure to Pay a Student Loan
How to Stop Having Wages Garnished to Repay a Student Loan
Paying Off Student Loans
Student Loan Consolidation
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Summary: Paying off student loans requires making timely monthly payments, paying extra on top of the principle whenever possible and finding a good consolidation company to get the lowest interest rate possible. Get student loans paid off slowly with financial advice from a guidance counselor in this free video on student loans.
Cheri Ashwood has a bachelor's degree in psychology and education and has been a guidance counselor for more than eight years. She is currently working at Tyrone Middle School in...read more
"Hello, I'm Cheri Ashwood. I'm a Guidance Counselor and today I'm going to tell you how to payoff your student loans. One of the best ways to payoff your student loans of course is financial wind fall. You win the lottery or some distant relative passes away and you gain a huge inheritance. If you haven't been lucky enough to have any of these situations befall your life, there are still several ways for you to payoff your student loans. The first suggestion I would give you is to not stress out about it. Student loan is not bad debt as long as you're making timely payments. If you have found a good consolidation company, you should have a nice, low interest rate. And you're not supposed to beat yourself up or try to pay low interest rate debts first. I will suggest that you make timely payments and whenever possible, make extra payments toward the principal and you will start to see your student loans chip away. Certain things like military time or teaching in critical shortage areas, may offer you a discharge of your student loans or student loan forgiveness. But either way, always make those timely payments to avoid wage garnishment and just do the best you can when you can. I'm Cheri Ashwood, I'm a Guidance Counselor and your future starts today."
eHow Article: Paying Off Student Loans
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