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FDCPA Laws on Payday Loans
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Summary: FDCPA laws can help someone to understand their rights and the rights of a debt collector. Consult a consumer lawyer for questions on payday loan laws with help from a certified family mediator in this free video on FDCPA laws.
Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions. He is a certified family mediator and Florida Supreme Court-certified civil...read more
"You or someone you know has some debts and they recently acquired loans from various sources and now they're getting hounded by debt collectors. And you want to know what your rights are and what the rights are of the debt collector. Hello, I'm Robert Todd, and I'm here to answer the question does the FDCPA apply to payday loans. Well, first of all, let's define what FDCPA is. It's the Fair Debt Collection Practices Act and it can be found on the Internet by typing in FDCPA. But, as with many laws, you're going to find it's a very comprehensive and complex piece of legislation and by simply going through it you may or may not get an answer to your question. If you're being hounded, whether it be on a payday loan or some other type of loan, you may want to strongly consider consulting a consumer lawyer, someone that does this on a regular basis. They can answer your questions and they can let you know in a very short while whether it's going to be worth your while to retain them. In many instances, they operate on no fees, they don't collect a fee unless they collect something for you. So, that is certainly something to consider. I'm Robert Todd and thank you for watching."
eHow Article: FDCPA Laws on Payday Loans
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