Hi, my name is John Niemira, and I want to talk to you today, about how do you eliminate debt? You got yourself into debt, how are you going to get rid of your debt? I can simply say just pay it off, but I know that's not an option at this point, so there's a couple of different ways to go. Credit consolidators, companies that are out there. Some are nonprofit, that will help you put all your debts together. Your credit cards, everything else that you have for debts, put into one big pile. They will contact these debtors for you. They will do several things. They'll pay your payments on a monthly basis. They'll also try to get your interest rates reduced or eliminated, which is what you really want to do in the long run. That's the interest rate that keeps compounding and building up, and building up, so they'll help in that sense. They'll contact the creditor, they'll know that you have good intent, and you want to get these debts paid off. They'll make an arrangement with the debtor, they'll start to help your credit report, and it will start to help you personally, because you're only putting out one check. It will help eliminate those phone calls, that you're getting from those debtors, so that's one way. It's probably one of your best ways, to get online, look at some of the services. Make a couple of phone calls, talk to some of the people, see if that will help you. If you need anymore information on this subject or any other subject in the business field, my email address is j-n-i-e-m-i-r-a @gmail.com.
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